Electronics: Top 10 Tips

1. Do your research: A little knowledge goes a long way. Dishonest salespeople can immediately spot naïve shoppers and take advantage of them.

2. Buy what you need: Purchase products that have features you will use. Don't waste your money on features you won't.

3. Use the salesperson, don't let him use you: A salesperson may have good buying advice and be knowledgeable about products, but don't let him manipulate you into a purchase that's not right for you. Ask specific questions and have the salesperson help you compare features and brands.

4. Be wary of a salesperson who pushes only one brand: He might be getting an incentive or "spiff" for selling certain items.

5. Beware of extremely low prices: You've heard our mantra "If it sounds too good to be true, it probably is." An extremely low advertised price often indicates you're in for the old bait and switch or are buying a reconditioned product.

6. Don't give in to pressure: Take your time and don't be bullied into buying. Never jump into a large purchase. Dare to compare prices at other stores.

7. Check the return policy before you buy: Once a store has your money, it can be hard to get it back.

8. Make sure your purchase comes with the manufacturer's U.S. warranty: If it doesn't, be aware of the dangers of buying gray-market goods.

9. Pay by credit card: Think twice about signing up for a store credit card. Consider using a bank credit card that doubles the manufacturer's warranty. Save your receipt.

10. Inspect your purchase: Before you leave the store, make sure the model number on the box matches the product you intended to buy. As soon as you get home, make sure the product works. Save the box and packing materials for as long as possible