I SAT AT THE TABLE FOR HOURS IT SEEMS

TO TELL HIM MY LIFE SINCE I WAS A TEEN

THE PAPERS WERE FILED AND I WENT TO THE STORE

EXPECTING THE MONEY I BOUGHT STEAK AND MUCH MORE

THE DAYS WENT BY WITH NO CALL FROM THIS PLACE

WHEN ALL OF A SUDDEN A CALL OF DISGRACE

YOU WERE LATE ON A PAYMENT IN 1992

I WILL NEED A GOOD REASON OR NO LOAN FOR YOU

I WENT THROUGH MY PAPERS, FROM MY CLOSET TO PURSE

TO FIND OUT WHY THESE LATE PAYMENTS ACCURED

AND LOW AND BEHOLD I FOUND OUT THE REASON

THE PAYMENT WAS JUNE, THE VACATION SEASON

SO I CALLED MR. SMITH WITH A SMALL WHITE LIE

I HAD TAKEN MY DOG TO THE VETS SO SHE WOULDN'T DIE