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This is one of the money pads I made for our Grandsons for Christmas. I scanned one of the new $20. bills and removed the center oval and colored it the same color as the rest of the bill. Than got pictures of the boys that had good head shots and copied the heads, pasted them into my bills and made the background around the heads transparent so the money color showed through. Made three insets to go between the bills with sayings on them about spending and saving. Then assembled as shown on next page.
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