Introducing
|
Fixed rate doesn't mean fixed payments.
Your
monthly payment changes every year even though you have a fixed-rate
mortgage? Welcome to the wonderful up-and-down world of escrow, which can
raise or lower your house payments based on changes in your taxes and insurance
costs.
What
will mortgage rates do next? The government's Consumer Price Index is
the gauge those in the know use to get an idea of which way mortgage rates
are headed.
Should
you get a refund anticipation loan?
Shopping for a credit
card
Checking
your credit
Do you really need
a credit card?
Shopping for the
right card
Types of credit
cards
Understanding
fixed vs. variable
Credit card shopping
worksheet
Understanding the
terms
Finding the best
deals
How
to find the best deals
Don't get gouged
by high rates
How credit cards
can cost you
You have a
card? Keep looking
What's a gold
card?
Your credit
rights
Your
protection & the law
Credit card
fraud
Truth-in-lending
rules
Final work: Avoiding
debt
How
to manage your credit wisely
What to do if you
assumed too much
Last resort:
Bankruptcy
Helpful
resources |