NOBILLSMAN   

Consumer Help Web Sites And Information

If you need help, there is a listing of over 131 agencies, plus several hundred nonprofit and governmental agencies available for help with: Food, Gas, Lights, Clothes, Legal Aid, Mental Health, Welfare, Abuse, Neglect, Domestic Violence, Elder Abuse, Sexual Victims, Aging Advocacy, Aids Information and Support Groups, Alcohol Abuse, Substance Abuse, Blind/Visually Impaired Services, Child Care, Child Support, Civil Rights, Dental, Psychiatric Services, Pediatric/Children Services, Counseling for all ages, Crisis Outreach, Deaf and Hearing Impaired, Disaster Services, Services for the Physically Disabled, Emergency Assistance, Employment & Training, Family Planning, Healthcare, Housing, Runaways, Speech Therapy, Suicide Prevention Crisis Hot lines, Transportation Services, Unmarried Teenage Parent Services, Veterans' Services, and so much more. Please call the following telephone numbers for help.

There are absolutely no charges for their credit counseling and debt management services. They are supported by the credit granting community nation wide and through gifts from friends of the ministry.  

A few good reasons to use their service is:  They are a MINISTRY, not a business; They are ABSOLUTELY FREE; They are ABSOLUTELY CHRISTIAN; Their counselors are trained thru Christian Financial Concepts, Crown Ministries and Ron Blue; They are commited to "helping individuals and families free themselves from the bondage of excessive debt." If honesty, integrity and Christian principles matter to you, they are your best choice.

Bankruptcy should only be considered after every other option has been exhausted and even then, only when forced into it by a creditor. Additionally, believers are still required by God to repay their creditors (Psm. 37).  They can contact you if you will submit a request for an application by clicking here: "Get Help Now" page.  Or call Phone: 1-888-PLAN4ME  or E-Mail: Debtbustr@AOL.com

The National Foundation for Consumer Credit.

Look for a non-profit credit counseling office near you.  (NFCC) is a network of 1450 non-profit agencies that provide money management education, confidential budget, credit, and debt counseling, and debt repayment plans for both individuals and families. Because NFCC receives support from a wide-range of organizations, such as banks, consumer finance companies, and credit unions, NFCC can provide services at no cost in many communities and for a reasonable fee in others.

Counseling, Debt Management Plan, Education on how credit works and how to budget, Small group seminars on Buying a home among other things.  To find a NFCC member location near you, click here:

Member Office Locator
http://www.nfcc.org/help/locator.html
CLICK ON THE LOGO

     _{Consumer Credit Counseling Service, CCCS}

(CCCS) A non-profit organization that provides budget counseling, educational programs, debt management assistance and housing counseling. Their mission is to help you get out of financial trouble.

If you're overwhelmed with debt, we can consolidate bills into one easy monthly payment, lower interest charges, and teach you how to pay with cash and live on a sensible budget! Counseling is available online, by telephone, and in person in Spanish and in English. Always confidential! Call 1-800-388-2227, OR Go To The following Web Site address:

_{CONSUMER CREDIT COUNSELING SERVICE
http://www.powersource.com/cccs/}

Debt Counselors of America, DCA Having Money Troubles? - Debt Counselors of America ® is a non-profit organization that assists consumers to get out of debt without bankruptcy or consolidation loans. Do not hesitate to contact them for assistance if you are having any financial problems. They can be reached on the web through this link, Debt Counselors of America, or by phone at 1-800-680-DEBT Lot's of free information and publications are available on the website..

Click Here: To Find Out How To Get Started
Click Here: Debtors Anonymous
Email To:    owner@debtorsanonymous.org Debtors Anonymous meetings in Orange County, CA
Email Orange County DA!
A meeting near Hartford, CT
Debtors Anonymous in Houston, TX
Debtors Anonymous meetings near Baton Rouge, LA
An page for Southern California (Los Angeles Area) DA
A meeting in Bloomington, Indiana
A meeting in Canton, Ohio
A page that has an announcement of a meeting in Salt Lake City, UT
A page with Nashville, TN meetings
A page with contact info for Tucson, AZ
A DA contact person in South Florida
Three DA metings in South Florida
DA meetings in Tampa and St. Petersburg, Florida

                    DON'T GIVE UP, THERE IS HOPE!

Help with HMO and PPO or Insurance Companies
https://members.tripod.com/NOBILLSMAN/ttinsurance.html

The Texas Department of Insurance
http://www.tdi.state.tx.us/

File a complaint here 
http://www.tdi.state.tx.us/consumer/lhform.html

The National Insurance Crime Bureau
http://www.nicb.org/contact.html

Texas OAG - Crime Victims' Compensation Page
http://www.oag.state.tx.us/WEBSITE/CRIMINAL/cvc_prog.htm

Veterans and Dependents Federal Benefits
http://www.va.gov/publ/vbab/toc.htm

Social Security Online
http://www.ssa.gov/

Medicare & Medicaid -HCFA  
http://www.hcfa.gov/default.htm

Students who need financial help
http://www.ed.gov/prog_info/SFA/StudentGuide/

IRS -Internal Revenue Service Income Tax
http://www.irs.ustreas.gov/prod/cover.html

Internet Mental Health Resources
http://www.med.nyu.edu/Psych/src.psych.html

Virtual Medical Center - Martindale's Health
http://www-sci.lib.uci.edu/%7Emartindale/Medical.html

Addiction & Recovery Forum [Keyword: A&R]
Official Alcoholics Anonymous Web Site
http://www.alcoholics-anonymous.org

Online Intergroup of Alcoholics Anonymous (info.about LOTS of online AA meetings)
http://www.aa-intergroup.org

(This site only works for America On Line members.) aol://4344:3180.ARF_TOP.21633243.554396037

Official Al-Anon/Alateen Web Site
http://www.al-anon.org

Official Narcotics Anonymous Web Site
http://www.wsoinc.com

Official Gamblers Anonymous Web Site
http://www.gamblersanonymous.org

Official Overeaters Anonymous Web Site
http://www.overeatersanonymous.org

Overeaters Recovery Group
http://www.hiwaay.net/recovery

A.R.T.S Anonymous Home Page - Artists Recovering through the Twelve Steps
http://www.pagehost.com/ARTS

An unofficial recovery site with lots of interesting links
Yet another unofficial recovery site with lots of links.
One more unofficial recovery site, with lots of links to lots of fellowships
Internet Addiction
Original full text of the serenity prayer as written by Reinhold Niebuhr.  
The Recovery Resources Online site, with lots of recovery sites indexed
The Recovery Network site, with an amazing amount of
Depression Information Forum
aol://4344:1655.deprpro.12412392.558894765
(This site only works for America On Line members.)

U.S. National Debt Clock
http://www.brillig.com/debt_clock/

Information on an Attorney - Attorney State Bar https://members.tripod.com/NOBILLSMAN/tattorneybars.html

Local Texas Helpful Numbers: Please call the following telephone numbers for help in North Texas to see if they can help you. The Community Council Of Greater Dallas at: 800-548-1873. The United Way Of Metropolitan County, Fort Worth at: 817-878-0100 Allen Community Outreach (Allen, Fairwell, and Lucas at: 972-727-9131 Collin Community Information and Referral Center at: 972-422-1850 Community Services, Inc. (Kaufman, and Rockwall Counties) at 800-831-9929 Denton County Information and Referral Center at: 817-566-2688 Helping Hands of Ennis (Ellis County) at 972-875-0218 Henderson County Help Center at: 903-675-4357 Johnson County Information and Referral at: 800-426-2120 Metrocrest Social Service Center (Addison, Carrollton, Coppell, and Farmers Branch) at: 972-446-2100 Palo Pinto Com. Serv. Corp. (Erath, Hood, Johnson, Palo Pinto, Parker, Somervill, and Wise) at: 817-325-6943

   Email: NOBILLSMAN@aol.com