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Real Estate -
A portion of the earth's surface extending downward to the center to the
earth and upward into space, including all things permanently attached to
that portion by man or by nature.
Real Estate Settlement Procedures Act (RESPA)
-
An act that requires that all costs to incur with the loan process be
revealed to the borrower.
Realtor -
A real estate agent, broker, or associate that holds an active membership
in a local real estate board that is affiliated with the National
Association of Realtors.
Reconveyance Clause -
The clause in a trust deed that states that when the loan is paid in full,
title must be given back to the owner.
Recording Fees -
Fees associated with the legal filing of a properties title.
Refinance -
To obtain a mortgage which pays an existing mortgage. Usually to lower
monthly payments or interest rate or both.
Reverse Annuity Mortgage (RAM) -
Mortgage in which the owner receives payments towards equity on a property
from the lender. At the predetermined date, the borrower pays back
the mortgage.
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