Welcome to our ClubShop Business Opportunity!

• Low, minimal investment to get started.
• Work from home, part time or full time with flexible hours
• Make some extra money or create a full time income and even develop a pension income.
• Have a genuine ground floor opportunity to develop an international business of customers, marketing representatives, merchants and stores.
• Be supported with all of the tools, training, coaching, system and reports in order to successfully build, develop and manage your business.
• Have an opportunity to check everything out, risk free due to our Money Back Guarantee.

So sit back, take your time and review the information provided here. Then take the first step in what we hope to be an incredible journey of a lifetime, by becoming a DHS Club Vested Income Partner (VIP).

And as great as the opportunity is now, the best is still yet to come!

Best Wishes, Dick Burke, President & CEO

Company Information

The DHS Club was officially formed and incorporated in Englewood, Florida in June of 1997 by President & CEO Dick Burke, with its first office being located in a small apartment over his garage. Dick has worked many hours researching, developing and improving his original ideas of empowering consumers to save money with a unique, international "buyer's club" concept and enabling people to earn extra money and have their own affordable home based business with a one-of-a-kind Referral and Organizational Marketing Plan.

Membership Support Department Membership Development Department Consumer Development Department Information & Technology (I.T.) Department Accounting & Finance Department

The DHS Club Mission Statement

• To join individual consumers together to form a vast buyer's cooperative, thereby gaining tremendous consolidated buying power so that our Members may purchase products and services at the lowest possible cost.
• To extend the advantages of the Free Enterprise System to anyone who seeks to have a business of their own.
• To promote the principles of freedom and democracy that are embraced within the United States Constitution and other countries of the world that support these same principles. 
• To encourage the development of a vast, self sufficient, economic community of "people helping people" and the individual development of the whole person.

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The DHS Club Business Plan

Back in late 1996, after DHS Club Founder Dick Burke had sold his real estate and new home construction business, he was thinking about starting a new business, that would use the power of the Internet to bring buyers and sellers together to form a new kind of buyer's club. For months he researched his idea to see if anything like he was envisioning had already been created. Although a number of "opportunities" purported to do so, none of them offered what Dick could see as a new business model to create real "group buying power" vested in an international buyer's club, in order to negotiate discounts from retailers, wholesalers, service providers and manufacturers.

In early 1997, he continued to pursue his concept and started to locate potential suppliers of products and services, while considering the type of marketing plan he would use to grow the membership for his new buyer's club. Although he had been a successful MLM (Multi-Level Marketing) distributor back in the 1970's, he had walked away from his business and vowed he would never be involved with MLM or "Network" marketing again, due to the problems and abuses that he had observed with that type of business.

The biggest problems that he had seen with MLM, was that the products were always expensive and that 99% of the people that got involved, lost more money than they made due to purchasing requirements of these expensive products and the costs involved for having a "system" or "training" consisting of overpriced books, tapes, meetings and weekend functions. Add to this these expenses, the difficulty for most people to sponsor others and build a network large enough to provide a decent income, then one can see why most MLM opportunities fail.

A New Idea Is Born

But Dick wondered if a new type of marketing plan could be created that did not have expensive products, or purchasing requirements, or an expensive motivational and training system, but rather a system and training program that could help anyone learn how to:

• Prospect and find potential Customers and Marketing Representatives
• Build an organization of Customers and Marketing representatives to create a residual income
• Manage their Marketing Representatives
• Direct their Marketing Managers
• And create an actual vested, pension income

If this could be done and the two ideas merged, then a completely different kind of consumer and business opportunity could be realized! So Dick spent the first few months of 1997 considering the difficulties and downsides of traditional MLM or Network Marketing plans and crafted a new plan and model. In March of 1997, he determined to start a new company and went full time into the research and development of his idea. On June 1st, 1997, the Discount Home Shoppers' Club, Inc. (DHS Club) was born.

A New Business Model Is Created

Since that time, the DHS Club has developed the online and International ClubShop Mall and the ClubBucks Rewards Card program to be used to shop offline and it has grown and become stronger and better with each passing year. Besides standing the "test of time", the DHS Club has pioneered and developed a unique new business model - Managed Organizational Marketing or M.O.M., and along with it, has created an incredible marketing and management system, and training program, called the ClubAdvantage Business Building System.

Comparison Chart - DHS Club's M.O.M. Plan versus M.L.M Plans

Utilizing our Mananged Organizational Marketing Plan, we offer free memberships worldwide to our buyer's club. Members are able to use their membership to gain real Group Buying Power.

With the help of our Marketing Representative (known as VIPs or Vested Income Partners), the DHS Club contacts and negotiates with Merchants (retailers, wholesalers, service providers and manufacturers) around the world so that we can offer their products and services to our membership in exchange for a commission percentage paid to the DHS Club for every product or service ordered.

Merchant Commissions Typically, at least half of the commission paid to the DHS Club by a Merchant is returned to the purchasing Member in the form of Reward Points. These Reward Points can be redeemed for Gift Cards or Certificates or as a Cash Back Rebate. Most of the other half is paid out to our VIPs as sales commissions, override commissions and pension income per our VIP Compensation Plan. The balance is retained by the DHS Club to pay our staff and overhead expenses.

So rather than offer overpriced products to our Members (as MLM plans do), we offer our Members discounts, savings and rewards on the type of purchases they are already making! As a VIP, you simply give away free memberships and when you refer someone to become a DHS Club Member - everybody wins! The Member you've referred saves money and earns Reward Points AND you earn Referral Fee Commissions and Pay Points.

The DHS Club Motto: Together Everyone Achieves More!

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The DHS Club Marketing Plan

As a VIP Marketing Representative, you can refer others to become free Members, VIPs, Merchant Affiliates and Affinity Groups (Non Profit Organizations) to earn commissions from the purchases made by them and from their referrals.

GET PAID TO SHOP!

All DHS Club Members earn valuable Reward Points whenever they shop online at our International ClubShop Mall, which features the most popular stores on the Internet, including Amazon, eBay, Home Depot, Best Buy, Old Navy and HUNDREDS more! Reward Points and can also be earned when shopping offline with our growing number of participating ClubBucks Merchants. As a VIP Member, you will earn 50% more Reward Points on your DHS Club purchases and be able to earn an override commissions on them too.

Accumulate your Rewards Points and redeem them for a Cash Back Rebate or select from a wide variety of rewards and gift certificates. The more you shop using your DHS Club membership, the greater your rewards!

Choose from a variety of ClubRewards

GIVE AWAY FREE MEMBERSHIPS

The ClubAdvantage Marketing Courses and Tools will show you how to refer others to become DHS Club Members and help them save money and earn Reward Points on their purchases. Give away a free membership one time and get paid each time your Member makes a purchase with their membership! And this is how we continue to gain our Group Buying Power!

The more Members we have and the more purchases are made by our Members, the greater the bargaining power we have to increase your Reward Points and your Commissions on future purchases.

BUILD A SALES ORGANIZATION

Learn how to find and sponsor VIPs, Merchant Affiliates and Affinity Groups that will refer Members to become part of your sales organization. Watch as some of your Members refer Members and some become VIPs.

Take advantage of the ClubAdvantage Training program to learn how our ClubAdvantage Business Building System works and how to become proficient as a Business Builder, Developer, Manager and Director.

HAVE AN INTERNATIONAL BUSINESS - No matter where you live in the world!

Take the online ClubAdvantage Marketing Courses and learn how to use the Internet to do Free Advertising, Banner Advertising, Pointer Page and Search Engine Advertising, Reverse Email Marketing, Paid Advertising and Target Advertising to attract and find new Members, VIPs, Merchants and Affinity Groups from around the world to build an international membership organization.

Earn commissions on purchases made worldwide by the Members in your organization. You can have Members in Italy having dinner with a participating ClubBucks Merchant in Rome that you can earn a commission on. You can have a Member in England getting their oil changed in London that you can earn a commission on. You can have a Member in the Philippines getting a haircut from a participating hair salon that you can earn a commission on.

Combine our online shopping capabilities with hundreds of major stores at our international ClubShop Mall with a growing list of specialty MarketPlace Merchants and with our expanding list of worldwide participating ClubBucks Rewards Merchants and you have an AWESOME opportunity with a proven company!

Can you develop a worldwide network of Members? You sure can! How? By following the step-by-step Internet Marketing Courses at our e-Business Institute which are available to you for free as a VIP.

MARKETING OFFLINE

Referring people that you know or where you live to become DHS Club Members is really easy. All you have to do is hand out or distribute ClubBucks Rewards cards!

You can print out cards and application forms from your computer or you can affordably order printed cards or brochures with printed cards. Each time a card that you have handed out is activated, you will automatically receive the credit as the referring Member.

Our ClubBucks Rewards Card program is a HUGE ground floor opportunity backed by an established company. As a VIP, you can learn how to launch a ClubBucks Rewards Card program right where you live and in surrounding cities and towns. When you sign up a local store or business as a Merchant Affiliate, you are able to earn commission for each DHS Club Member purchase made with your Merchant, even if the Member is not in your organization. If the Merchant distributes cards to refer their customers or clients as Members, you will get credit for their purchases also.

And the ClubBucks Rewards Cards have tremendous value if there are many participating Merchants in a local area. Why? Because the cardholders (Members) can shop online at our ClubShop Mall to gain Reward Points AND they can gain Reward Points when shopping with local Merchants too.

And if you sign up a non-profit organization to become an Affinity Group, you will get credit for each purchase made by Members referred by the Affinity Group, and that can easily be thousands and thousands of Members!

And here is the best news- you will get the COMPLETE training and support necessary to successfully market ClubBucks Rewards. Everything you need is provided for you!

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The VIP Compensation Plan

As a VIP Member you are able to receive compensation in four different ways:

1. Referral Fee Commissions -Each time one of your personally referred free Members makes a purchase with a participating store or merchant, you will earn a percentage of their purchase as a Referral Fee Commission. The Referral Commissions you will earn can vary, depending on what each Store or Merchant agrees to pay, but they can be as high as 12%. You will be notified each time one of your Members makes a purchase and you are able to track your earnings at a personal Income Report.

Example : You refer someone to become a free DHS Club Member and they make a purchase of $100.00 online from a ClubShop Mall Store or offline with a ClubBucks Merchant that pays a 5% Referral Fee Commission. You earn 5% of $100.00 or $5.00.

Extensive training programs and assistance are included in your ClubAdvantage subscription, so you can learn a variety of ways to refer others to become free Members. The DHS Club also enables you to participate in an Advertising Marketing Cooperative to affordable purchase new free Member accounts.

With our training program and tools, you can learn how to refer thousands of Members internationally and locally to earn Referral Fee Commissions from!

Example :You refer 1,000 Members that you earn an average $5.00 Referral Fee Commission on each one, each month. Your monthly Referral Fee Commissions would equal $5,000.00.

And you don't have to take any orders or make any deliveries either. You just use our proven marketing systems to refer new Members and each time they make a purchase, you earn a Referral Fee Commission.

2. Monthly Organizational Income - This income could also be referred to as "override" commissions and it is based on your earning a percentage of ALL the purchases made by you and by ALL of the Members AND VIPs that come into your organization. Each subscription or purchase carries a " Pay Point " value. The Pay Point percentage on each purchase will also vary from store to store and how much of it you can earn will be based on the amount of Pay Points that are generated by your organization.

Our ClubAdvantage Training program will teach you step by step how to gain, manage and train VIPs so that you can build an international organization of Members and VIPs. You can have VIPs in your organization that are referring Members throughout the world.

At our highest pay level ( Executive Director ), you can earn as much as 70% of your Organization's Pay Points and there are no limits as to how much you can earn in Monthly Organizational Income.

Example:You need at least 6,000 Organizational Pay Points to qualify as an Executive Director, which entitles you to earn a gross Monthly Organizational Income of your Organization's Pay Points, prior to our deducting the Monthly Organizational Income entitlements for the VIPs in your organization.

70% of 6,000 = $4,200

What your VIPs may earn will vary, but our Training program will teach you how to develop your organization so that you are able to retain at least 50% of your gross Monthly Organizational Income as " take home pay ".

As your Pay Points increase, so does the percentage that you are entitled to be paid.

3. Vested Income Pension - This is the DHS Club's exclusive way for you to earn a genuine " residual income ". This income is " vested ", which means that you will be entitled to receive it in the future ( upon your becoming an Executive Director and having at least one of the VIPs in your Organization become an Executive Director too ). And this income is " residual ", which means that it is paid to you each month, without your having to do anything more to be entitled to it. You and your VIP Team do the work once, but you get paid for it on a continuing basis. As a VIP, you can earn a Vested Income Pension worth hundreds of dollars per month or thousands of dollars per month, depending on how many Executive Directors you develop in your organization.

Example:Your starting Vested Income Pension, based on your having just one Executive Director with a minimum of 6,000 Pay Points in a month would be $450.00 per month. ( See the table below: 7.5% of 6,000 = $450.00)

Vested Income from Executive Director Break Away Bonuses:

As the number of Executive Directors in your Organization increases and their volumes increase, you are able to earn thousands of dollars a month in Vested Income, as you are paid a Pension Income on Executive Directors to 4 levels deep in your organization.

Example:You have six Executive Directors at all four levels in your Organization, each having 10,000 Organizational Pay Points. Your Pension Income would be calculated as follows:

Level 1 - 10,000 @ 10% = $1,000 X 6 Execs = $6,000

Level 2 - 10,000 @ 5% = $500 X 6 Execs = $3,000

Level 3 - 10,000 @ 2.5% = $250 X 6 Execs = $1,500

Level 4 - 10,000 @ 1% = $100 X 6 Execs = $600

TOTAL MONTHLY PENSION INCOME = $11,100

Note :The Vested Income Pension is paid each month along with your Monthly Organizational Income and Referral Fee Commissions, except that you do not have to do anything more to be entitled to it. You do the work once, but get paid for it on a continuing basis.

All income calculations shown are for presentation purposes only. Your income may be more or less than the incomes shown.

4. Executive Director Benefits - Besides qualifying for the highest level of pay, once you become an Executive Director, there are a number of benefits that you will be entitled to:

• Qualify as an Executive Director for 3 consecutive calendar months and earn a 3-day/2-night, "all expenses paid" trip to DHS Club Headquarters and the Palm Island Resort in Englewood, Florida.

Palm Island Resort located on a sleepy tropical island isolated from Florida's mainland	DHS Club Headquarters in Englewood, Florida.

Executive Directors that meet specific leadership qualifications are welcomed to be " President's Club " Members. President's Club Members are eligible to receive rewards or incentive trips that may be offered from time to time, which include free lodging at a DHS Club Retreat.

President's Club Members are also invited to serve on a Chief Council Board, to consult with and advise DHS Club Founder and CEO Dick Burke in monthly and annual meetings.

Ambassador's Club!
	Upon qualifying as an Ambassador's Club member for at least 6 months in a calendar year, you will receive an "all expenses paid", 5-day/4-night cruise or resort trip, with fellow Ambassador Club members.

YOU HAVE A TREMENDOUS GROUND FLOOR OPPORTUNITY WAITING FOR YOU AS A VIP!

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What is the ClubAdvantage?

It is a complete Business Building System and Training Program that will enable even a computer or marketing novice to build and manage a large organization of customer Members and marketing representatives to create a genuine, residual income. Our ClubAdvantage Business Building System provides EVERYTHING you need to succeed. That is why we say that it provides you, "with the power to prosper"!

Click on each of the boxes below to read about each aspect that is included in our amazing and "one of a kind" ClubAdvantage Business Building System.

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VIP Testimonials

The DHS Club now has thousands of VIP Members. Each and every person shown below was once as you are now. They too had looked at this business opportunity, trying to determine if it would work for them and if they could do it. Browse through some of these testimonials to see the different kinds of people that are building successful businesses and where they are from.

Cynthia Barbour, Full Time Mom, MA, USA - Note: Cynthia is the mother of 9 year old special needs triplets. "The DHS Club has been the best experience of a lifetime. I have worked other opportunities before, and none can come close to the DHS Club. No matter who you are or where you are from, you can earn a fantastic residual income. It takes time and effort, but with the training and support provided, anyone can build a successful DHS Club business. One thing that I love the most about the DHS Club experience is having the ability to change the lives of people from all around the world."

Dindo Barriga, Unemployed Computer Programmer, Cebu, Phillipines - "I used to work as a computer programmer during the 90's, but I lost my job in 1997. In a country where the typical salary is less than $100 per month, life in the Philippines can be very hard even with both couples working full time jobs. Imagine what my family had to go through when I was jobless for 3 years! During those times, I kept browsing the Internet, looking for income and job opportunities, when one day I found the DHS Club. For months, I was an inactive VIP and I was just about to quit, when my Team Coach convinced me that the DHS Club was the best opportunity that could be found and he that he would help me to make it work. So I started reading the training material and I worked really hard day and night. At first, my progress was slow, but when I shared the knowledge I was gaining with my VIPs, they started duplicating me. After a few months my organization started to grow and then one day in late 2001, I became the first Executive Director from the Philippines. My DHS Club income has allowed my family and I to buy a new car, begin traveling and move into a brand new custom built house, located in one of the city's upper middle income subdivisions. And our their 3 girls are studying in an exclusive all-girls school. All these things were beyond my wildest dreams a few years ago, but now they have become a reality."

Fabrizio Perotti, Ski Instructor, Torino, Italy - "I thought that Network Marketing was the means to achieve my personal goal of financial freedom. Unfortunately, my Network Marketing experience was not a good one. I had become involved with the wrong company. So I spent five months researching to select a company that would satisfy all of my personal criteria and that represented to me the best opportunity in the world. That is how I found the DHS Club. Since then, I simply shared with every single human being I met my enthusiasm and awareness of having a reliable, serious, and perfectly organized company behind me, offering a really unique and innovative opportunity. The easy part has been following step by step all of the training, information and programs provided by the DHS Club. In this way, I've also been able to provide my Team with the same useful instruments, translated into our language, making it available to everybody in order to start creating duplication and new leaders in my organization. I want to help thousands of families to forget about their financial troubles."

Frank Finch, Corporate Manager, Hampshire, UK - "When I joined the DHS Club I was thrilled to sponsor my first members and I was virtually uncontrollable when I had my first VIP! I just became engrossed in the way this operation works. I had tried other business opportunities, but nothing has ever been as good as DHSC. This business is for everyone! You can go at your own pace. Just believe in yourself, believe in the system and Follow the Yellow Brick Road."

Gino Descamps, Truck Driver, Hulste, Belgium - "The DHS Club has changed my life for the better, allowing me to now work full time from my home. One of my goals is to provide others with the same chance for success that I have had and helping them achieve their dreams and ambitions. I look forward to traveling around the world and meeting other DHS Club VIP Members. We are walking the walk, step by step, along the "yellow brick road' and towards a great future with the DHS Club."

Harold Hill, Musician, TN, USA - "My DHS Club success has afforded me the TIME most parents only dream of to be at home, setting my own working hours, making family time as it is wanted or needed by any of us in our house. The money I earn allows me to schedule my life around my family, rather than be conditioned to be part of the norm, the. 'rat race', as it were. I am always aware that TIME + MONEY = FREEDOM, and here, hundreds of thousands of dollars into my DHS Club career, I know that God has blessed me well in leading me to where I am with this fine organization."

Louise Chambers, Retired Grandmother, FL, USA - "After I retired, it was not long before I realized we needed a bit more income to continue Florida living. I checked out many 'work at home' offers, lost money, got discouraged and finally gave up. One day I discovered about having a free membership in a Shopping Club and I checked it out. The fact that it was a Shopping Club really intrigued me and I became a VIP. Through studying the courses and my desire to make an income I learned that following the lessons step by step as instructed, WOULD make me money with DHS Club. But, I did not do this by myself. I must give credit to an excellent group of people who have been patient with me and willing to give me the time to really learn the techniques. As they say - Follow the Yellow Brick Road. I like traveling this road!"

Pere Brown, Disabled Veteran, Lagos, Nigeria - "In December, 2003, my world crashed when I was disengaged from my appointment with the Nigerian Navy. I had served 10 Presidents in over a 15 year period of time. Being out of job, computer literate, and very physically challenged, I needed a job to keep body and soul together. But what could I do? After a long search, I discovered the DHS Club on the internet. The DHS Club and ClubBucks Rewards is unlike any other program or online business I have ever seen. It helps people all over the world save money and helps merchants advertise their business on a local and global level. The business is authentic, and I would encourage people, especially physically challenged people like me, to take this opportunity to earn a long term residual income. Faith says it is possible - it never promised it would be easy."

Peter Gustafsson, Factory Worker, Dalarna, Sweden - "I tried MLM (Multi-Level-Marketing) for about 2 years, but I quit because it cost me more money to go to meetings, talk on the phone and traveling around than I earned from it. So I looked for an online business and I found the DHS Club. After two months I received his first check and it felt great! The ClubAdvantage Business Building System provides you with a complete system to succeed - it's as simple as that!"

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Costs and Guarantees

The initial fee to subscribe to the ClubAdvantage Business Building System and become a VIP is just $49.95 (USD) and the monthly fee is just $25.00. As a VIP, you will have your own VIP Control Center to receive daily news updates from DHS Club HQ and be able to access the ClubShop Mall, the eBusiness Institute courses, your Business Manual and Reports, and have everything you need one click away, to build your business.

2 for $25 Guarantee

As a VIP, you pay a monthly subscription fee of $25.00per month in exchange for access to the many VIP benefits, tools, reports and training courses that are included in our ClubAdvantage Business Building System. But once you have just two VIPs personally sponsored or at least 25 Pay Points being generated from two different Member groups, you are guaranteed a minimum Monthly Organizational Income of $25.00from which your fee is automatically deducted!

We are so confident that you will love being a VIP, that we offer you a risk free, 30 day money back guarantee. Take thirty days to look it all over and see how it works. Witness a true team effort, as your VIP Team Coaches transfer Members to YOUR network while you check out the system and training program. Look at all the Tools, Reports and Functions that are available to you as a ClubAdvantage subscriber. Watch as your sales organization continues to grow so you can "earn while you learn".

If within 30 days of subscribing, you decide that you don't want to be a VIP, then cancel your subscription and we will refund any subscription fees that you have paid. That's it! There are no strings attached. You have absolutely nothing to lose and a whole lot to gain!

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Bonus Offer

By becoming a VIP at this time, you will also be able to receive this FREE bundle of business building tools

• FREE Advertising Credit - Receive $50.00 in FREE Search Engine Advertising credit to kick off your first advertising campaign to gain new Free Members & Customers and VIPs. Put one of your marketing sites included in your ClubAdvantage subscription, directly in front of prospective customers and VIPs searching for what you're selling.
  
• FREE* Personal Website Hosting Package - get your own eCommerce hosting account for 12 months (over a $70 Value )

	Hosting account Includes:
	FREE Setup & FREE Domain name				eCommerce Enabled
	Unlimited Email Accounts				Web Builder Enabled
	24/7 365 Live technical Support				100's of professional web templates
	Host 4 domains in one account				CGI, PHP, and MySQL Support
	99.9% Uptime Guarantee				Front Page 2002/2003
	Search Engine Submitter				Detailed Web Statistics
	Blogger Script				And much more!

*After rebate. If within 30 days of purchasing a ClubAdvantage Subscription you purchase an annual Start Logic Pro Hosting Account, the DHS Club will give you an automatic rebate of up to $70.50. Hosting account must remain in force for greater than 30 days to receive rebate.

• FREE Business Cards - get 250 professionally printed, full-color business cards (you only pay for shipping).
  
• FREE Group Email Program - for you to use for email marketing, list management, form letters and to use in conjunction with ClubContact List Maker and your Activity Report.
  
• FREE Receipt Email Program - desktop application that tells you when your emails have been received and opened. It works alongside your existing mail program, sending you an email the moment your message is viewed. Great tool to determine the kind of follow up emails to send to prospects, Members and VIPs.
  

Upon becoming a VIP, you will receive directions on how to take advantage of each of these FREE offers. And even if you cancel your ClubAdvantage subscription and VIP membership, you will be able to keep any or all of these great business building tools. This offer is expected to be available only for a limited time, so act now to gain over $100 in FREE Business Building Tools!

ADD IT ALL UP

The ClubAdvantage subscription provides you with the training, support, tools and reports - everything you need to start and run a successful DHS Club business - all for an initial fee of just $49.95 (USD) and a monthly fee of just $25.00 (USD)! So why wait? With the ClubAdvantage 30 day "Money Back Guarantee" how can you lose? The sooner you become a VIP, the sooner you can start learning and earning! Upon your becoming a VIP, a notification will go out to your Team Coaches. They will get in contact with you to help you get started and explain the different ways that you can market and advertise to gain new Members, as well as begin transferring some of their Members to your network. That's why our motto is "T.E.A.M. - Together Everyone Achieves More"! You have an incredible opportunity to be involved with the most exciting business opportunity on the internet with a company that has been in business since 1997 with an impeccable track record of doing business honestly AND with an entire Business Building System and a step-by-step plan for you to follow. By becoming a VIP, you have absolutely nothing to lose and potentially a lot to gain!

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