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HELPFUL HINTS FOR WINTER
Keep your headlights clear with car wax! Just wipe ordinary car wax on your headlights. It contains special
water repellents that will prevent that messy mixture from accumulating on your lights - lasts 6 weeks.
Squeak-proof
your wipers with rubbing alcohol! Wipe the wipers with a cloth saturated
with rubbing alcohol or ammonia. This one trick can make badly streaking & squeaking wipers change to near perfect silence
& clarity.
Ice-proof your windows with vinegar! Frost on
it's way? Just fill a spray bottle with three parts vinegar to one part water & (spritz)??? spray it on all your
windows at night. In the morning, they'll be clear of icy mess. Vinegar contains acetic acid, which raises the melting point
of water---preventing water from freezing!
Prevent car doors from freezing shut with cooking spray! Spritz cooking oil on the rubber seals around
car doors & rub it in with a paper towel. The cooking spray prevents water from melting into the rubber
Fog-proof your
windshield with shaving cream! Spray some shaving cream on the inside of your windshield & wipe if off with paper towels.
Shaving cream has many of the same ingredients found in commercial defoggers.
De-ice your lock in seconds with hand sanitizer! Just put
some hand sanitizer gel on the key & the lock & the problems solved!
*********************
Protecting Yourself During the Holidays
1) Do
not leave items in your car as you shop! Place them in your trunk or drape a blanket over them or cover in some manner--your
address should be face down if it is on letters or items.
2) As
you leave stores,etc and head for your locked car, stay alert and look for people near your car---look inside your car front
and back seat and floor before you get into
your car. Lock your car doors when you get inside.
3) Put
car inside garage and put down door before you unload trunk or car if you can. Lock car between trips in and out of
it to unload if you are alone on the street or drive where there are people.
4.)
If you have keys hidden outside to open your house, move the hide spot often and check to see if people are around if
you need to use that key.
Leaving
or Vacationing over the holidays
1)
Close your curtains and blinds.
2) Stop
mail and newspaper delivery or make arrangements to have picked up.
3)Lock
all doors and windows--double check to be sure they are secure.
4) Put interior lights and televisions on timers.
5) Be sure the garage is secure and avoid putting packing cartons for expensive holiday gifts on the curb for trash pick-up.
************************************
Single Ladies Beware
Here's a goody for you! Did you know people check your garage to see which side you park on if
you have a double garage? I have been told by city workers that they can tell the single woman and widows who live alone
because they park in the middle of the garage or not totally to one side continously. This lets the stalker or burglar know
you live alone if he is casing your house. This is especially notable if you do not have bikes, mowers, etc in the other
stall. So, do not be too quick to clean up the garage and be more aware of closing the garage door if you do clean up.
************************************************
PROTECT YOUR BODY WITH SIMPLE EXERCISES
Ladies--think about protecting your body and esp. your legs as you sit around reading, traveling,
and walking and whatever else you do --these 6 exercises are easily done and can be accomplished as you sit!--
1)Knee Flexion:
Lift your knee toward the chest, decreasing the amount of joint space at back of the knee
-- repeat with other knee
2)Knee extension:
Straighten knee, increasing the amount of joint space to its full range--repeat with other knee
3)Dorsiflexion:
With heel on floor, point toes upward, decreasing the angle between the foot and front of
the leg--repeat with other foot.
4)Plantar Flexion:
Lift the heel and keep toes pointed toward the floor, increasing the angle between the top of
foot and front of leg--repeat with other foot
5) Eversion:
With foot on floor, gently roll the sole of the foot inward--repeat with other foot.
6) Inversion:
With foot on floor gently roll the sole of the foot outward--repeat with the other foot.
Practice these exercises about every 2 hours as you ride or sit about! You will be
surprised how much easier it is to walk when you get up or out of a car, or plane. This helps to circulate your blood
and prevent clots as well as strengthing your leg muscles.
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|
CLEVER IDEAS WORTH KNOWING
Take your bananas apart when you get home from the store. If you leave them connected at the stem, they ripen
faster.
Store opened chunks of cheese in aluminum foil. It will stay fresh much longer and not mold!
Peppers
with 3 bumps on the bottom are sweeter and better for eating.
Peppers with 4 bumps on the bottom are firmer and better
for cooking.
Add a teaspoon of water when frying ground beef.
It will help pull the grease away from the meat
while cooking.
To really make scrambled eggs or omelets rich add a couple of spoonfuls of sour cream, cream cheese, or heavy
cream in and then beat them up.
For a cool brownie treat, make brownies as directed. Melt Andes mints in double broiler and pour over warm
brownies. Let set for a wonderful minty frosting.
Add garlic immediately to a recipe if you want a light taste of garlic and at the end of the recipe if your
want a stronger taste of garlic.
Leftover snickers bars from Halloween make a delicious dessert. Simply chop them up with the food chopper.
Peel, core and slice a few apples. Place them in a baking dish and sprinkle the chopped candy bars over the apples. Bake at
350 for 15 minutes!!! Serve alone or with vanilla ice cream. Yummm!
Reheat Pizza
Heat up leftover pizza in a nonstick skillet on top of the stove, set heat to med-low and
heat till warm. This keeps the crust crispy. No soggy micro pizza. I saw this on the cooking channel an it really works.
Easy Deviled Eggs
Put cooked egg yolks in a zip lock bag. Seal, mash till they are all broken up.
Add
remainder of ingredients, reseal, keep mashing it up mixing thoroughly, cut the tip of the baggy, squeeze mixture into egg.
Just throw bag away when done. Easy clean up.
Expanding Frosting
When you buy a container of cake frosting
from the store, whip it with your mixer for a few minutes. You can double it in size. You get to frost more cake/cupcakes
with the same amount. You also eat less sugar and calories per serving.
Reheating refrigerated bread
To warm biscuits, pancakes, or muffins that were refrigerated, place them
in the microwave with a cup of water. The increased moisture will keep the food moist and help it reheat faster.
Newspaper
weeds away
Start putting in your plants, work the nutrients in your soil. Wet newspapers, put layers around the plants
overlapping as you go cover with mulch and forget about weeds. Weeds will get through some gardening plastic they will not
get through wet newspapers.
Broken Glass
Use a wet cotton ball or Q-t ip t o pick up the small shards of glass
you can't see easily.
No More Mosquitoes
Place a dryer sheet in your pocket. It will keep the mosquitoes away.
Squirrel Away!
To keep squirrels from eating your plants, sprinkle your plants with cayenne pepper. The
cayenne pepper doesn't hurt the plant and the squirrels won't come near it. (Wonder if this works with rabbits? Sure gonna
give it a try)
Flexible vacuum
To get something out of a heat register or under the fridge add an empty paper towel roll
or empty gift wrap roll to your vacuum. It can be bent or flattened to get in narrow openings.
Reducing Static Cling
Pin a small safety pin to the seam of your slip and you will not have a clingy skirt or dress. Same thing works with slacks
that cling when wearing panty hose. Place pin in seam of slacks and ... Ta DA! ... Static is gone.
Measuring Cups
Before you pour sticky substances into a measuring cup, fill with hot water.
Dump out the hot water, but don't dry
cup. Next, add your ingredient, such
As peanut butter, and watch how easily it comes right out.
Foggy Windshield?
Hate foggy windshields? Buy a chalkboard eraser and keep it in the glove box of your car When the windows fog, rub with
the eraser! Works better than a cloth!
Re-open ing envelopes
If you seal an envelope and then realize you forgot to include s om ething inside,
just place your sealed envelope in the freezer for an hour or two. Viola! It unseals easily.
Use your hair conditioner
to shave your legs. It's cheaper than shaving cream and leaves your legs really smooth. It's also a great way to use up the
conditioner you bought but didn't like when you tried it in your hair.
Goodbye Fruit Flies
To get rid of pesky
fruit flies, take a small glass, fill it 1/2' with Apple Cider Vinegar and 2 drops of dish washing liquid; mix well. You will
find those flies drawn to the cup an d gone forever!
Get Rid of Ants
Put small piles of cornmeal where you
see ants. They eat it, take it 'home,' can't digest it so it kills them. It may take a week or so, especially if it rains,
but it works and you don't have the worry about pets or small children being harmed!
(This will definitely try!!!)
INFO ABOUT CLOTHES DRYERS
The heating unit went out on my dryer! The gentleman that fixes things
around the house for us told us that he wanted to show us something and he went over to the dryer and pulled out the lint
filter. It was clean. (I always clean the lint from the filter after every load clothes.) He told us that he wanted to show
us something; he took the filter over to the sink and ran hot water over it. The lint filter is made of a mesh material ..
I'm sure you know what your dryer's lint filter looks like. Well .... the hot water just sat on top of the mesh! It didn't
go through it at all! He told us that dryer sheets cause a film over that mesh that's what burns out the heating unit.You
can't SEE the film, but it's there. It's what is in the dryer r sheets to make your clothes soft and static free ... that
nice fragrance too. You know how they can feel waxy when you take them out of the box ... well this stuff builds up on your
clothes and on your lint screen. This is also what causes dryer units to potentially burn your house down with it! He said
the best way to keep your dryer working for a very longtime (and to keep your electric bill lower) is to take that filter
out and wash it with hot soapy water and an old toothbru sh (or other brush) at least every six months. He said that makes
the life of the dryer at least twice as long! How about that!?! Learn something new everyday! I certainly didn't know dryer
sheets would do that. So, I thought I'd share!
Note: I went to my dryer and tested my screen by running water on it. The
water ran through a little bit but mostly collected all the water in the mesh screen. I washed it with warm soapy water and
a nylon brush and I had it done in 30 seconds. Then when I rinsed it ... the water ran right thru the screen! There wasn't
any puddling at all! That repairman knew what he was talking about!
************************************ |
From the State Chairman; thought this was of interest.
The 19th amendment was ratified 90 years ago today giving women the
right to vote. 1920.
Nearly 250 of our Ohio members were born before then.
*******************************************
____________________________________________________________
90#
on your telephone
I dialed '0', to check this out, asked the
operator, who confirmed that this was correct so please pass it on . . . (l also checked out Snopes.com. This is true, and also
applies to cell phones!)
I received a telephone call last evening from an individual identifying
himself as an AT&T Service Technician (could also be Telus) who was conducting a test on the telephone
lines. He stated that to complete the test I should touch nine(9), zero(0), the pound sign (#), and then hang up. Luckily,
I was suspicious and refused.
Upon contacting the telephone company, I was informed that by pushing 90#, you give the requesting
individual full access s to your telephone line, which enables them to place long distance calls billed to your home
phone number.
I was further informed that this scam has been originating from many local jails/prisons
DO NOT press 90# for ANYONE.
The GTE Security Department requested that I share this information
with EVERYONE I KNOW.
After checking
with Verizon they also said it was true, so do not dial 90# for anyone !!!!!
*********************************************************
Feel Good Holiday Cards
Here is one
for all of us! As, women we are all half-crazed and busy over the Holiday Season every year and this year
is no different, so here goes a quick one that will make you feel good! The Xerox Company will print and send
to a member of the US Armed Forces in Iraq a special Christmas Thank You card from you! You can not select a special
person, but someone there will receive a card . Just click on www.LetsSayThanks.com and that's it! Remember, you would not be a DAR if you do have a soldier or special early American ancestor associated
with the military--we owe them alot!
*****************************
Avoiding the Swine Flu Bug
by Margaret Frost, RN
Hand washing is the key. Wash often and keep a hand sanitizer within easy reach.
Keep your hands away from your face as much as possible. Avoid contact with others who have respiratory illnesses. If someone
invades your home with a snotty virus, you can "sterilize" your surroundings by merely opening the windows for several hours
and changing the air inside the house. Loading up on zinc and Vitamin C helps your body fight off illness. Drink plenty of
liquids. All considerations to be followed not just in the flu season, but throughout the year.
It's wise for all of us to get the inoculations, but it has to be the younger folks
first. So far there is not enough vaccine to go around and many of us can wait.
Q. I've read online that people born before 1957 are already immune to swine flu.
Is this true, and if so, why? — Lisa Radher, Chicago
A. Yes, pretty much so, says Dr. David Morens of the National Institutes of Health,
who has studied the history of flu viruses.
People born before 1957 were exposed to ancestors of the new pandemic virus, which
are in a lineage that goes back to the notorious H1N1 virus that touched off the raging pandemic of 1918-19. That's why people
older than 52 are likely to have some protective antibodies that "cross-react" with the new H1N1 flu.
In 1957, for reasons flu experts don't fully understand, H1N1 viruses disappeared
for 20 years. They were supplanted by other seasonal flu strains, such as the currently circulating H3N2. So younger Americans
didn't get exposed to H1 viruses while they were growing up.
Then in 1977, H1N1 came back into circulation, possibly because of a laboratory accident
in Russia that released an archived virus. Since then H1 viruses have evolved further away from earlier versions.
But Morens cautions that no age group is fully protected against the current H1N1
virus, so most doctors would urge people over 53 to get vaccinated after other, higher-priority groups, such as pregnant women,
have had their chance.
*******************************
2010 Census to Begin.
WARNING: 2010 Census Cautions from the Better Business Bureau advises to
be cautious about giving information to Census Workers. With the U.S. Census process beginning, the Better Business
Bureau (BBB) advises people to be cooperative, but cautious, so as not to become a victim of fraud or identity theft. The
first phase of the 2010 U.S. Census is under way as workers have begun verifying the addresses of households across the country.
Eventually, more than 140,000 U.S. Census workers will count every person in the United States and will gather information
about every person living at each address including name, age, gender, race, and other relevant data.
The big question is - how do you tell the difference between a U.S. Census worker and a con artist? BBB offers the following
advice:
** If a U.S. Census worker knocks on your door, they will have a badge, a handheld device, a Census Bureau canvas bag,
and a confidentiality notice. Ask to see their identification and their badge before answering their questions. However, you
should never invite anyone you don't know into your home.
** Census workers are currently only knocking on doors to verify address information. Do not give your Social Security
number, credit card or banking information to anyone, even if they claim they need it for the U.S. Census.
REMEMBER, NO MATTER WHAT THEY ASK, YOU REALLY ONLY NEED TO TELL THEM HOW MANY PEOPLE LIVE AT YOUR ADDRESS. Do not engage
in conversation...these people are not your friends!
While the Census Bureau might ask for basic financial information, such as a salary range, YOU DON'T HAVE TO ANSWER ANYTHING
AT ALL ABOUT YOUR FINANCIAL SITUATION. The Census Bureau will not ask for Social Security, bank account, or credit card numbers,
nor will employees solicit donations. Any one asking for that information is NOT with the Census Bureau.
AND REMEMBER, THE CENSUS BUREAU HAS DECIDED NOT TO WORK WITH ACORN ON GATHERING THIS INFORMATION.. No Acorn worker
should approach you saying he/she is with the Census Bureau.
Eventually, Census workers may contact you by telephone, mail, or in person at home. However, the Census Bureau will not
contact you by Email, so be on the lookout for Email scams impersonating the Census.
Never click on a link or open any attachments in an Email that are supposedly from the U.S. Census Bureau.
For more advice on avoiding identity theft and fraud, visit www.bbb.org
PLEASE SHARE THIS INFO WITH FAMILY AND FRIENDS.
*********************************
REUSE--RECYCLE--REDUCE
Ladies, do you recall the 3 R's from your younger days?------Readin- Writin-Rithmatic ???----Well, don't
spend too much time recalling them as the 3 R's have changed! They are now words of the environmentally conscious
world and have are known as REUSE--RECYCLE--REDUCE!! Keeping these 3 words in mind helps you save money, energy
and the environment sustained. Under REUSE the following are suggested: keep your plastic bags for
other uses;use rags and towels instead of paper towels and napkins to clean up messes; store foodstuff in reusable containers;
purchase rechargeable batteries;use backside of used paper as scratch pads;mend and repair instead of discard and replace---Under
RECYCLE try the following: recycle paper, plastic, aluminum cans, print cartridges: buy products made with recycled
contents and packages: donate your clothing, furniture, computers, electronic devices to charity ---and REDUCE by: turning
off water while brushing your teeth; use water saving shower heads on your bath showers; use smaller kitchen appliances whenever
possible; get rid of old refrigerators and freezers: send e-mail greetings instead of paper cards; pay your bills on lines;
read your newspapers on line!----Some of these are a bit far out, but this is a different world out there and we must be aware
of how things are said and done! ( these tidbits are taken from the AEP Consumer Circuit Paper Sept. 20009 ) per
Ruth Frock
************************************
LISTEN TO YOUR DOCTOR!
Here I go again! Seems I have been talking with people all about this spring and early
summer and I hear them say things like this --"I just stopped taking my BP med because it costs too much!" "I just cut
my pills in half and take one each day" "I'll get my Rx. filled next week and try the stuff, if I feel better I'quit. "Took
my left over antibiotic and it cured me in 2 days". This is all an issue and woman are very guilty of these tricks!
Shame on you! Ask your doctor for help if your RX are too costly--cutting your pills in half is only fooling yourself (its'
like only helping half your heart or one kidney, or one lung) and saving your antibiotics and taking next illness is asking
to die! If you need an antibiotic you need the full amount to kill the bacteria in your system or more if you do not improve--letting
half-dead bacteria in your system causes you to build resistence to the bacteria and next time you need more of or different
antibiotic---or you get resistence to all antibiotics and get to the conditions that are resistive to all the types we have
and really get into trouble. I share with you these "What I wish my patients knew"by M. Crawford, MD U ofC, San Francisco
It's important for people to take their medications as prescribed, but about a third of all patients don"t. For these reasons--If
a dr,prescribes med it has been shown to be beneficial,so if you want to stay healthy take as directed, do not skip doses,
take full course and finish the meds even if feeling better. Read the fine print that comes with medicine and discuss
with your dr. Lack of knowledge about interactions can result. Remember: Meds treat chronic illness--they do not cure it.
If you've stopped or missed your meds, you've stopped or missed you treatment. Feeling better is no reason to skip meds- it"s
a great reason to stay consistant! Last but not least, you pay your doctor either cash or insurance, etc--so why waste
your time and money if you do not listen to what he says!
****************************
How to Lock Your Car and Why
I locked my car --- as I walked away I heard my car door
unlock I went back and locked my car again three times. I looked around and there were two guys sitting in a car in the fire
lane next to the store. When I looked straight at them they did not unlock my car again.
How to lock your car safely -
While traveling, my
son stopped at a roadside park. He came out to his car less than 4-5 minutes later and found someone had gotten into his car,
and stolen his cell phone, laptop computer, GPS navigator briefcase.....you name it...
He called the police and
since there were no signs of his car being broken into - the police told him that there is a device that robbers are using
now to clone your security code when you lock your doors on your car using your key-chain locking device..
They sit a distance
away and watch for their next victim. They know you are going inside of the store, restaurant, or bathroom and have a few
minutes to steal and run. The police officer said to manually lock your car door-by hitting the lock button inside the car,
that way if there is someone sitting in a parking lot watching for their next victim it will not be you.
When you hit the lock button on your car upon exiting...it does not send
the security code, but if you walk away and use the door lock on your key chain -
it sends the code through the airwaves where it can be stolen. Something totally new to us...and real.
Be aware
of this and please pass this note on...look how many times we all lock our doors with our remote...just
to be sure we remembered to lock them....and bingo someone has our code...and whatever was in the car...can be stolen.
Snopes
Approved.Please share with everyone you know... Good information!!!
************************************
Healthier Grocery Shopping
As if it is not trouble enough to go grocery shopping what with the prices of everything on the
rise, the stupid people you deal with on the highway who are loose with autos, and the ones who run over you in the super
market with the carts---you have to read every box, can, and label before you put an item in your cart! ( Have you
noticed the small print they use in the labels?)
Well, here goes to try and help you steer your cart to a more healthy and pleasant shopping venture!
Start in the Dairy Dept.- you want the lowest fat content available and use 1% or fat-free milk;butter being better for your
heart than oleo, and check for products using plant sterols called phystostersols, which block the body's ability to absorb
cholesterol. Now,move on to the frozen food section and check the sodium, fat, and calorie levels. Be sure the serving
levels are the size you eat as a serving. Frozen raspberries, strawberries and blueberries are good year round, just avoid
the ones with syrup. Next, shop the produce dept.-the healthiest dept. in the store! To make your own salad dressing is the
healthy way to do it (commercial salad dressing have lg. amts. of sodium)-produce has nuts and tree nuts which are very healthy
in moderate amounts even with their fat content. Last, but not least is the packaged food dept.where you find the whole grain
cereal .Be sure these are whole grain and not parts mixed with refined grains. Oats and oatmeal products are among the best!
Shopping this way makes you a Heart Smart Mart Cart shopper and meets the needs of you and your family.
( Affinity Hospital's Smart Health -Winter2009)
************************************
Be Aware of Energy Use
Did you know electrical appliances account for 64.7% of electricity consumption in the average
American household? Refrigerators consume the most at 14%, followed by lighting @9%. Clean the compressor coils on your
refrigerator regularly for more efficient operation.----Use the correct watt bulbs for your lamps and replace the bulbs with
the compact fluorescent bulb which last up to 10 times longer. These bulbs are to be recycled at disposal. A standard incandescent
60-watt bulb can be replaced with a 13-watt CFL bulb and save you $30.00 in energy costs over the life of the bulb. CFL bulbs
produce about 70% less heat than standard bulbs and can reduce your home cooling energy also.---(From the Consumer Serv.
Dept. Am. Elect. Power-Jan. 2009)!
*********************************
What your Doctor wants to know at your office visit
Georgetown University
Family Medicine Department
1. Write it down--List your chronic conditions, past surgeries, current drugs, and family medical
history--this puts the doctor in the picture more quickly--
( Example- if you have diabetes and your foot hurts,your diagnosis will be different from that of someone
who doesn't have a chronic illness)
2.Be precise--tell the Dr. exactly what happened--(Example--on Wed. I twisted my ankle, I felt
a pop, then the pain and within 10 minutes my foot began to swell.
3.Describe your pain--where is the pain?-which side? dull or sharp? how long has it lasted? where
does the pain go?
Thinking through how you feel in advance of your appointment helps your doctor help you. With doctor visits getting shorter patients need to describe their health problems more clearly and
in greater detail.
4. Make a list of the medications you need Rx for--list the drug and doseage
and the amount your health insurance allows you to get and the number of refills on each Rx.---List any other questions you
may have for the Dr. to answer for you---when you make your permanent health status list as in #l above, be sure
to make several copies if you have more than one Dr.--keep one for yourself and keep it updated with medicines and
treatments.
Write down the answers and advice the doctor gives to you in the office before you leave --do
not trust your memory to recall these things and can be a big help when explaing to other members of your family.
************************
-
-
"http:" and "https"
-
What's the Difference?
- The main difference between http:// and https:// is It's all about keeping you secure
- HTTP stands for HyperText Transport Protocol, which
is just a fancy way of saying it's a protocol (a language, in a manner of speaking)
for data to be passed back and forth between web servers and clients.
The important thing is the letter 'S' which
- makes the difference between HTTP and HTTPS.
- The S (big surprise) stands for "Secure". If
you visit a website or webpage, and look at the address in the web browser, it
will likely begin with the following: http://. This means that the website is
talking to your browser using the regular 'unsecure' language. In other words,
it is possible for someone to "eavesdrop" on your computer's
conversation with the website. If you fill out a form on the website, someone
might see the information you send to that site. This is why you never -ever- enter your credit card number in an http
website!
- But if the web address begins with https://, that basically means your computer is
talking to the website in a secure code that no one can eavesdrop on.
- You understand why this is so important, right? If
a website ever asks you to enter your credit card information, you should automatically
look to see if the web address begins with https://.
- If it doesn't, there's no way you're going to enter sensitive
information like a credit card number.
- PASS IT ON (You may save someone a lot of grief)
-
-
************************************************************
Global Warming
What you can do to help cut down on carbon dioxide and save some money also!
1) change your light bulbs to the compact fluorescent bulbs 2) walk, bike, carpool,
or bus when possible 3) recycle paper, plastics, glass in your household waste 4) keep your
car tires properly inflated to improve your gasoline mileage 5) using a low-flow showerhead reduces use
of hot water and washing your clothes in cold or warm water reduces use of hot water as heating water uses a lot of energy
6) avoid products that have lots of packing as it reduces your garbage and trash disposing 7) adjust your
thermostat down in winter and and up in summer 8) plant a tree (trees absorb carbon dioxide)
9)turn off appliances, television, computers,stereo, etc when not in use.
All these things reduce the high percentages of Carbon Dioxide into the air we breath and the
world we live in! As women, should we not be concerned about all this?
*******************************************
"What documents and papers should I shred in the paper shredder?"
Since the weather is getting cooler and women are in their living quarters more time daily, the big question of "what
should I do with all the stuff in the drawers and closets?" seems to surface every year when we start getting out the Halloween,
Thanksgiving , and Christmas decor! Once you start getting things out, there is more and more "stuff" to contend with! Start
with the papers that have your identification on them! Here is where you get the paper shredder out and start--you should
shred junk mail and old papers that include your birth date, signature, account numbers, passwords, PINS,or social-security
numbers-Do Not Shred your Social Security Card. Destroy deposit slips and credit card receipts right
after you get your monthly statement. Shred used airline tickets, old medical bills, preapproved credit card applications, and
expired IDs such as driver's licenses and passports and canceled checks you don't need for tax purposes. Clean out your purse
and carefully check all your credit cards and items that are expired, or things you can easily drop or lose when
you are looking for things in your purse. In fact, unload everything that makes that purse heavy, including your
extra change and pens, etc. Might as well save your back and neck while you are locating all the stuff you need to shred
and get rid of. Once you get this shredder habit you will be glad you learned how, saves you lots of time and trouble
later.
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
Below you will find a link to a new and very important
service the Ohio BMV is offering. They have established a secure, online database for individuals to enter next of kin contact
information that law enforcement can access in the event that you are in a serious accident. The database allows you
to enter information for up to two individuals you would like to be contacted in such an instance.
Two very amazing women, who Iʼve had the opportunity to talk
with on several occasions, are responsible for this. They both had loved ones killed in accidents and were not able to be
notified for several hours, as authorities could not locate correct contact information. They were able to help get the legislation
necessary for the creation of this database through the Ohio legislature and to the Governor very quickly. This database is
one of the first of its kind in the nation.
Please take the time to add
your next of kin contact information and pass along to loved ones, friends, coworkers, etc.
https://www.dps.state.oh.us/netsys/netdb/ENGLISH/MMENU.asp
***********************************************************************
OHIO Daughters,
The reason I am mentioning this. First I have been asked time and time again, how private are our DAR applications.
They are afraid people will steal their identity. Let me tell you over the years because of so many members concerns, my husband
has been monitoring how your identity can be stolen. He has never heard of anyone caught for identity theft that said they
went to DAR to get information!!
Keep in mind, it is amazing what is in our trash everyday that can help a thief. You need to get in the habit of
shredding your papers. We make notes to ourselves that may be a great source of information for a thief. Make it harder for
the thief!!
Be careful, Two times I have been called by the Chase Bank. Thank goodness Chase is checking phone orders because
someone was trying to use my Marriott card. Both have been a Marriott Card.
Last year we were at the Marriott in Florida. A couple weeks
later, someone tied to use my card to make phone purchases. We later found out, an employee sold the list of hotel guest
with the credit card numbers.
The other day again someone tried to use my Marriott card Chase Bank and they were caught when they did not know the
security number on the back of the card.
Both times the phone in order and online order were caught because they did not have the security card numbers.
Amen.... One purchase was for kitchen items. Wow, that was not me!! The other order was for sporting goods. Wow, again that
sure was not me!!
Amen, Chase Bank checks all purchases online and phone because of fraud. We have been told the Marriott sells their
list of Hotel Guests.
I have been on one of my missions going to different states. I may get gas in Akron,
OH., stop in PA to see family and have lunch in PA., then stop to
see my uncle in MD and again use my credit card. The same day, I may be in DC getting gas. My husband has received calls
from the credit card checking to make sure the purchases were being made by me. Yea, I love them checking on me....
Please, protect those security numbers on the back of your credit cards. My credit cards, instead of my signature, I
say ID required with purchase. No, it is not 100% safe, although the thief would have to have a photo ID for identification.
Don't make it easy for the thief......
Barbara Griffith
Wife of a policeman
Another good suggestion is when utilizing your debit card from the bank, use it as a credit card
and not as a debit card. There is usually not an extra fee involved, but it will require you signing for your purchase
instead of utilizing the pin.
I work for one of the banks in Ohio
and they had sent an e-mail to all of their employees that this is an additional way to prevent fraud.
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IMPROVE YOUR BALANCE
How to improve your balance and prevent falls--(this could be your checkbook or your
health )--this is about your health, you are on your own with that checkbook! Falls are the leading cause of injury
in older adults, and it is a known fact that half the persons age 65 and older will fall this year! Regular hearing and vision
exams, and talks with your MD abour your medications effects and balance are helpful. Make sure your living area is
well-lighted, you have reduced the clutter, that you have and wear non-slip thin soled shoes are all helpful ideas to prevent
falls. "But EXERCISE is the cornerstone of treatment for preventing falls!"says Dr. F Frost of Cleveland Clinic.Dept. of Rehab.
Medicine--Here are three begining exercises he recommends as beginning balance-enhancers. 1) Heel to toe walk--position your
heel just in front of the opposite foot each time you take a step.Heel and toe should almost touch--do this 3 to 5 times
in short walks each practice. 2) Knee Flexion--Stand behind a sturdy chair and hold on to balance. Lift one foot off the floor
and slowly bend your knee as far back as possible.Hold the position for one second. Slowly lower your foot and repeat with
your other leg. Alternate legs until you have done 8-15 --Rest and do another set. As you progress, hold the chair with
one hand, then one finger and finally do not hold on. 3) Hip Flexion-stand beside the chair, gripping it for balance. Slowly
bring one knee toward you chest without bending your waist. Hold for one second and slowly lower your leg all the way down.
Repeat with your other leg. Alternate legs 8-15 times. Rest and repeat, until you can balance without holding on. This
will greatly improve your ability to balance yourself and prevent falls and tighten many muscles in the legs and lower back.--This
can be done in the water also.
__________________________________________________
Add Exercise To Your Life!
Reasons to add exercise to your lifestyle----maintaining aerobic fitness could delay the aging
process! Adding a bit of cardio to your routine, such as a game of tennis, helps improve your body's ability to
use oxygen and keeps your metabolism stoked up, and it is noted a brisk 30 minute walk will do the same thing!--Therefore,
I opt for the walk, as I am not trying to delay the aging process, but to grow old more gracefully! This slowing of your metabolism
and body use of oxygen starts to decline in your middle years. It is possible with the use of exercise of this sort,
to increase your aerobic capacity by 25% which can reduce your biological age by 10 to 12 years. Exercise
will also help you maintain a healthy body weight, prevent certain diseases, and reduce the risk of injury from falls.
So put on your sneakers or walkers and get out there and have some fun! Start slowly and build up your endurance and
enjoy the great outdoors! You will be glad you did it! Keep in mind also, that many persons reduce their blood
pressure and their stress levels with the walking and mild exercise . You owe it to yourselves and your loved ones to try
this! Even persons with back problems, knee problems, and general pain can walk a little bit--those with canes and walkers
are included! And if you refuse to walk, then sit there and march your legs up and down, bend your knees and straight
your legs, roll your ankles, wiggle your toes--for several minutes couple times daily and stretch your arms up and down, roll
your shoulders, move your fingers, and move your head side to side! Done several times daily will help you greatly and
unless you try, you will never know how good it can be!
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LONG TERM HEALTH CARE
Woman's Issues today cover many things and one of the most confusing is Long Term Health
Care and how it relates to the Insurance and money areas of your life and pocketbook. I invite you to read this list
of defintions that belong to the Long Term and Short Term Health Care World. Keep in mind this is short term definitions
only and not answers to health care and problems. 1)Medicare--is designed to cover doctor visits,hospital stays, and
rehab care --all commonly called "acute care". 2)Custodial Care is activities of daily living and on-going, such as brushing
teeth,dressing self, bathroom soloing,etc.3) Skilled Nursing Care and Skilled Nuring Facility are areas of care for medical
problems where persons can recover from a specfic medical condition.4)Medicaid is state/federal programs to cover the indigent
and others who have used their assets to help themselves with medical care and now need assistence.5)Nursing Homes are places
where persons with Long Term Care problems can be cared for over long periods of time.--There are many, many issues to define
the Health Care Plans and Areas for all of us and we must be very aware of them when we try to set up plans for ourselves
and our loved ones. Always take someone along with you to help you understand and reinforce the plans you are dealing
with as these issues change almost daily and are hard to comprehend. Your docter will tell you what condition you have and
what you can expect might occur down the road, but then you deal with the Social Services Dept. in hospitals and offices to
help you get placed in the right facility, --but in the end you and your family will be responsible for the cost. Please,
do your homework and think ahead for your Long Term Health Care no matter what your age!
Definitions from the Bankers Life and Casualty Company Guide
Who Has Access to Your Address?
Ladies, please try this to see for yourselves! I did and it worked for me, I am sorry to say. Think everyone should be
aware of this. So now you have been informed and have some more information to store in your heads!
Google has implemented a new feature, which enables you to type a telephone number into the search bar and
hit enter, and you will be given the person's name and address. If you then hit MapQuest, you will get a map to the person's house. Everyone should be aware of this! It's a nationwide reverse
telephone book.
If a child gives out his/her phone number, someone can now look it up to find out where he/she lives. The safety issues
are obvious, and alarming.
Note that you can have your phone number removed or blocked. I tried my number and it came up, along with the mapquest
and directions straight to my house. I did fill out the removal form for myself, and encourage all of you to do the same.
Quite scary.
In order to test whether your phone number is mapped, go to: google ( http://www.google.com/ ) Type your phone number in the search bar (i.e. 555-555-1212) and hit enter. If you want to BLOCK
Google from divulging your private information, simply click on your telephone number and then click on the Removal Form.
Removal takes 48-hours.
Check your own number and, although this may not apply to you because you have an unlisted number, or cell phone as primary
contact, you may know someone who needs to know this.
* * * * *
E-911
Here we go again!--We all know about cell phones (some of us can use them and others just shake their heads
and run away)--either way, this is a bit of information that women should know and store in their brain under items
one should never have to use, but need to recall if needed. If you have an emergency and need to call 911 for any reason,
they will ask and check the location you are calling from. Now most of us know our home address, but otherwise we maybe
at a loss as to the exact locatiom where help is needed. Some cell phones have a device that gives the exact
location where the phone is being used, but this information has to be relayed and not all counties in Ohio and all other
states have this ability as yet. This is called -E-911- and most home phone have this capability , but cell phones do
not always have this.It is the ability to send your help-needed call to the right area so you can receive the closest assistance.
As we move about using cell phones, we need to be aware of this, and if you have no home service other than a cell phone,
then you need to be very aware of this. Nationwide, last year, 70 million emergency calls were made from wireless handset
phones. Unless their cell phones were E-911 ready, local towers and Global Positioning System could not locate
Emergency assistence nearest to your location. Check your cell phone direction booklet for information as to your E-911
capabilities or call your phone company (maker of your cell phone) and ask them what your phone status is. As DAR women
we must be on top of such information and not just take your husband and children's word for all this--LOOK FOR YOURSELF so
you can handle such problems--the life you save could be your own!
[From the Ohio Consumer Counsel Advocate May/June 2008]
* * * *
*
MONEY ISSUES
These may be reminders to some of you, but that doesn't hurt, as we have all forgotten more than
we ever really learned--so here goes!
1) DO NOT SIGN THE BACK OF YOUR CREDIT CARDS!-Instead, put Photo ID required and prepare to show
your driver's license.
2) When you write a check to pay for credit card accts., DO NOT USE THE FULL CREDIT CARD NUMBER,
use only the last four digits as the credit card company knows their first numbers and persons handling your check do not
have access to the full card number.
3) Use a work phone number and work address or POBox number instead of your home address when
you can.
4) Make copies of both sides of your credit cards and phone numbers to call in case of loss and
anything else you carry in card form in your wallet---also a PassPort booklet.
5) Carry a list and have a home copy of the TO CAll Numbers if you lose your cards--carry
this list in special place when you travel as you will need them immediately upon discovery of loss, and notify Social Security
also if you lose cards and numbers--The following 4 numbers need to be called also to protect your credit: EQuifax 1-800-525-6285
Experian 1-888-397-3742 Trans Union 1-800-680-7289 SS Fraud Line 1-800-269-0271
I realize this sounds like a lot, but this is necessary as you have a lot to lose if you do not
do so, and who wants all that trouble! One more little tidbit here- do not write on your SS Card, your Medicare Card,
your Passport, or any other US Government paper or card--these are Government items and carry a heavy fine for defacing Government
Property if some one wants to be nasty and turn you in! That would also include punching holes in them and stringing
them on a ring or clip!--Your Government is watching ladies!
* * * * * * * * * * * * *
Jury Duty Scam
Please pass this on to everyone in your email address book. It is spreading fast so be
prepared should you get this call. Most of us take those summonses for jury duty seriously, but enough
people skip out on their civic duty, that a new and ominous kind of fraud has surfaced.
The caller claims to be a jury coordinator. If you protest that you never received a summons
for jury duty, the scammer asks you for your Social Security number and date of birth so he or she can
verify the information and cancel the arrest warrant. Give out any of this information and bingo; your identity was just stolen.
The fraud has been reported so far in 11 states, including Oklahoma, Ohio, llinois, and
Colorado . This (swindle) is particularly insidious because they use intimidation over the phone to try
to bully people into giving information by pretending they are with the court system. The FBI and the
federal court system have issued nationwide alerts on their web sites, warning consumers
about the fraud. You may verify by clicking below
Click here for further information on this scam:
IDENTITY THEFT
Identity Theft--occurs when your personnel information is stolen and used without your knowledge--it is a Crime!--it can
cost you money, time, destroy your credit and ruin your good name.
This occurs when people rummage in the trash looking for bills and papers with your personal information-(called Dumpster
Diving)--stealing of credit/debit card numbers using special device when processing your card (called Skimming)--pretending
to be financial companies and send messages to get you to reveal your personal information (called Phishing)---or they divert
your billing statements to another address with a change of address form---or they steal wallets, purses, mail, credit cards,
tax information.
Fighting against this problem can be done in 3 ways--
Detect--be alert--1) check for bills that do not arrive as expected--2) getting unexpected credit cards or account
statements 3) denial of credit for no apparent reason 4) calls and letters about purchases you did not make
Deter --1) Shred financial documents and papers with personal information before you discard them 2) don't carry your
social security card in your wallet or write it on your checks or give to anyone unless absolutely necessary 3) don't give
out personal information on the phone or by mail unless you know who you are dealing with 4) use care when using the computer
5) do not use passwords with your birthday, security digits, or mother's maiden name- 6) keep your personal information in
a secure place if you have roommates, employee outside help, or are having work done in your home.
Defend--if you suspect fraud--1) place Fraud Alert on your credit cards 2) Close accounts 3) file police report 4)report
to the Federal Trade Commission Further information--www.ftc.gov/idtheft
* * * * *
Women and Heart Attacks (Myocardial Infarction)
Women rarely have the same dramatic symptoms that men have when experiencing a heart attack...you know, the sudden stabbing
pain in the chest, the cold sweat, grabbing the chest & dropping to the floor that we see in the movies.
Read about one woman's frightening experience by clicking below.
One Woman's Heart Attack
For information that you need to know on the importance of handwashing, click here:
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