Appreciated Securities:

By giving appreciated securities (such as stocks and bonds), you can claim their fair market value as a charitable deduction. You would normally not pay tax on the capital gains. You can even give a gift of securities now that could provide you with an income for life in return.

Real Estate:

Fair market value can be claimed as a charitable deduction for gifts of appreciated real estate and you can normally avoid tax on the capital gain. You could even give the property now while retaining full use of it throughout your lifetime, or earn an income from your real estate gift throughout your life.

Wills:

A Will assures that your wishes will be carried out. Through a Will, you can provide for loved ones as well as for the charitable organizations you believe in.

Gift Annuities:

A Gift Annuity provides a regular return on your gift to the Christ Temple Church. A number of tax benefits may result.

Retirement Accounts:

Individual Retirement Accounts (IRAs), pension plans, and other retirement savings plans can be directed toward charitable giving. These plans may provide estate tax benefits.

Life Insurance:

If you have a life insurance policy that has served its original purpose, you may choose to give it to a charitable organization. The gift may decrease your income and estate taxes.

Trusts:

There are several types of trusts. Some are revocable and provide significant flexibility in investing, paying out income, and distributing principal. For example, a Savings Account Trust allows you to control the funds and the terms during your life, and to designate the recipient at your death.

Some trusts are irrevocable, such as a Unitrust. With a Unitrust, you can make an irrevocable gift that provides you an income tax deduction in the year you fund the trust. You or others you designate will receive a fixed rate of income for the life of the trust.

Memorial Gifts:

A memorial gift, while expressing honor for a loved one, becomes a meaningful way to offer a gift of lasting worth. You may give any type of gift in memory of another person. Trusts, Wills, Annuities, and other charitable giving plans can also be used to further your gift.