The following traders have been recommended by fellow traders as providing good, quality and prompt trades. Please trade with anyone on this list at your own discretion. This list is NOT meant as a trading bible. If you are unsure about a trader, go with your own instincts and don't complete the trade . As has been mentioned before, it is not hard to have your name listed here. You only need another trader to submit your name. If you should have a question about a trader, please contact Janet Warren and she can tell you if any complaints have been filed.
Refunding Online is in no way responsible for any trades made with people from this list. This list is provided as a service to those looking to trade with refunders who frequently trade on the various bulletin boards and e-mail listserves and have established a good reputation. If you are contemplating a trade with someone who is NOT on this list, please understand that it DOES NOT IN ANY WAY mean that you should beware of that trader. There are many refunders on the internet and this is simply a list of those who have had their names submitted by fellow traders. It is not a reflection on the trading habits of those people NOT listed here. Honor roll rules concerning bad traders also apply to this list.
This list is sorted according to last name but may not be in alphabetical order!
| Sami Abdulhadi | Jo Abraham | Donna Acosta | Debra Adams |
| Renee Alam | Marcia Aemisegger | Lori Adelman | Jean Allen |
| Linda Allen | Coral Abraham | Lori Alston | Kim Alumbaugh |
| Flo Antol | Jennifer Avery | Lori Apa | Lisa Archuleta |
| Marilyn Atchinson | Lauren Averell | Mary Auditori | Carolyn Allen |
| Linda Burakiewski | Kristi Bronson | Charlotte Bogue | Leesa Borden |
| Chris Bureano | Laura Berryman | Shirley Brown | Frances Brewer |
| Susan Bagger | Diane Brixius | Joanne Bain | Lynn Baird |
| Diane Bandi | Cindy Bula | Donna Barr | Shirley Barton |
| Kendra Beatty | Mona Byrd | Racheal Beaucamp | Sherry Beck |
| Shelia Bennick | Sara Brammer-King | Gina Berry | Julie Bertraand |
| Jill Butts | Renee Briscoe | Shelia Blickhahn | Kim Blue |
| Jennifer Bilbrey | Dayna Brohm | Debbie Bobbit | Joanie Bottari |
| Regena Banks | Margaret Button | Deborah Brackin | Dorothy Bray |
| Sally Burden | Heather Bunne | ||
| Kate Caddy | Linda Caddy | Kathy Calander | Tracy Calkins |
| Jennifer Callahan | Bonney Carey; | Susan Carey | Tammy Carr |
| Linda Carter | Malou Chan | Missy Chadwick | Sheila Chapulka |
| Jennifer Chesley; | Tracy Chilton | Molly Christiansen | Jean Chubb |
| Geri Class | Debbie Cochran | Charlene Coombs | Kyle Corbin |
| Joyce Corbitt | Kelly Ann Costentino | Maryann Cote | Roger Courts |
| Doris Cowden | Ila Cox | Julie Criss | Marcy Crissinger |
| Trish Chesser | Shelley Carter | Nancy Cook | Lisa Croft |
| Mary Carson | Jeanne Chung | Laura Chaney | Julie Chemis |
| JoAnn Crosswell | Chris Crothers | Annette Crow | |
| Melinda Dinsmore | Ursula Daberkow | Joy Daidola | Lynn Damboise |
| Rose D'Alfonso | Clesta Darnaby | Donna Davis | Dawn Darling |
| CJ Daniel | Sue Davis | Karen Decker | Jill Ann Debram |
| Pam Davis | Bev Davidson | Sarah Delaporte | Susan Dill |
| Diane Decowski | Sherry Deibert | Barb Deihl | Sue Demery |
| Carol De Silvia | Marie Dessellier | Janice Dewitt; | Trudy Dietz |
| Peggy Dipko | Clayton Doane | Marla Douglas | Lori Drew |
| Lisa Dryden | Debbie Dugan | Helen Dumar | Pat Dunaway |
| Alice Durphy | Linda Duvall | Judi Dymond | Peg Dunbar |
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| Vicki Eagan | Barb Edington | Mary Edwards | Sue Eickschen |
| Lori Elgner | Pam Embleton | Cheryl Erhart | Cathie Everette |
| Andra Eilers | Lisa Erdman |
| Janet Failing | Jan Farring | Jessica Fedo | Danielle Felicia-Noll | |
| Janette Fennell | Elaine Ferguson | Donna Fett | Judy Fisher | |
| Rozanne Fleming | Maureen Fleming | Kimberly Fletcher; | Jan Floyd | Ruby Fore |
| Jimmy Freeman | Melanie Fryer | Donna Fuller | Etienne Foote |
| Peg Gagliardi | Marilyn Gamble | Susan Garcia | Renee Garnett |
| Gayle Geisenheimer | Rita George | Pat German | Nancy Gibson |
| Joann Glaven | Lori Golosa | Lillie Greenwood | Jo Ann Gregg |
| Ginger Greg | Maria Grout | Jo Ann Guthery | Jennifer Gorman |
| Helen Hall | Jane Hall | Patricaia Ann Hall | Melissa Hawkins |
| Barbara Hardcastle | Kathy Hardee | Twila Harder | Melody Huber |
| Michelle Harrington | Julie Harris | Roy Hartman | Sherry Hengesbaugh |
| Ann Helland | Doran Helton | Robin Henry | Judy Holbrook |
| Elizabeth Herman | Dana Hess | Gail Hickman | Lori Hyatt |
| Becky Hill | Kris Hippen | Leslie Hobson | Sara Hughes |
| Dawn Holstrom | Chris Holtsberry | Jill Honaden | Liz Hudson |
| Vicki Horton |
| Ena Marie Jackson | Stacy Jackson | Michelle Jacobs | Phyllis Jacobs |
| Jennifer Javorowsky | Ruthie Jenkins | Donna Jett | Rosa Jimenez |
| Debbie Johns | Alan Johnsen | Bennetta Johnson | Christine Johnson |
| Linda Johnson | Karla Johnson | Janice Johnston | Carolyn Jones |
| Jada Jones | June Jones | Maureen Jones | Sandra Jordan |
| Kimberlai Jordan-Barney | Alice Jorgen | Kathy Jones | Chris James |
| Linda Kaid | BJ Kanas | Betsy Kaneshiro | Bessy Kapetanakis | |
| Betty Karl | Kim Keaton | Dale Kelleher | Gar Kelly | |
| Donna Kemp | Keri Kenney | Betsey Kensinger | Michelle Kerley | |
| Julie Kersteins | Joyce Kindig | Su King | Jan Klamer | |
| Ruth Ann Kleenfrut | Linda Klute | Linda Koeller | Geri Kopp | Sandri Kopp |
| Allison Kovacevic | Tracy Kowalski | Linda and John Kramer | Shelly Kranz | |
| Geraldine Krantz | Cindy Kreiselmeier | Sharon Kulp | Jana Kendall | |
| Joanne Kent | Joanne Kent | Monika Keindl |
| Debra Lane | Cathy Laughlan | Mary Le Blanc | Brenda La Marche |
| Karen Langowski | Dawn Lawsky | Dawn Legge | Tammy Lensch |
| Sandy Lewis | Shannon Lewis | Heather Lewis | Christine Liedka |
| Nancy Liford | Christel Little | Deby Logie | Lisa Loos |
| Debbie Loss | Jo Ann Loveland | Sandy Lucas | Toni Lutz |
| Laurie Lutz | Debi Lynn | Lise @Life's a Stitch | Dawn Ludwig |
| Jamie Maas | Sharon Mack | Charlene Maguire | Andrea Maloney |
| Carolyn Marino | Lisa Marion | Christy Martin | Ami Mason |
| Lisa Mata | Robin Marzolf | Karen Mauer | Judy May |
| Lori Mayette | Teresa Maulk | Kathryn Maxwell | Kim McClean |
| Kathy McDonald | Marion McIntosh | Shirley McManus | Sandie McMillian |
| Betsy McNeal | Carrie Melroe | Dixie Meyers | Tammy Miller |
| Vincent Mindez | Cheryl Miskell | Donna Mizell | Virginia Molinengo |
| Ivy Montez | Anna Moore | Rebecca Moran | Harold Mras |
| Kim Murphy | Nancy Murray | Vanessa Musgrove | Ellen Myers |
| Phyllis Mead | Anita Matejka | John Musial | Viva Morris |
| Theresa McRoberts | Christine Myers | Laura McCabe | Debbie Moore |
| Karen Magee | Patty McCraley | Katey Masri |
| Kelly Nahtygal | Kate Nahra | Lynn Nakamato | Lisa Nance |
| Geradine Natale | Pawn Nash | Connie Nelson | Joannie Netzler |
| Holly Neuman | Richard Nial | Rita Nickel | Danielle Felicia- Noll |
| Connie Nott |
| Sharon O'Brien | Lori O'Conner | Janice Oliver | Marji Oliver |
| Stacy Olsen | Laura Opperman | Pam Orr |
| Marcia Palmer | Julie Panulla | Lisa Parrish |
| Jennifer Peacock | Janet Pearson | Linda Peavy |
| Charlene Pennington | Theresa Perkins | Patsy Perry |
| Beth Pershing | Bonnie Petit | Linda Phelps |
| Debbie Poper | Toni Potts | Dorothy Powers |
| Toni Prince | Cheryl Puckett | Sandi Pantalon |
| Barbara Proulx | Kim Parsons | Amy Prager |
| Joanne Quillin | Nora Quinn |
| Lou Rapport | Kathy Ratcliff | Sue Rawley | Elaine Reed |
| Jen Regans | Michelle Richards | Donna Rimkus | Wendy Rios |
| Beth Roberts | Lori Rogers | Kimmy Roe | Deanna Rubin |
| Maria Rublee | Nancy Rudgers | Christie Russell | Morgana Russell |
| Michelle Ross | Jeff Rubens | Jennifer Rose |
| Amy Satterfield | Ronnie Savage | Sharon Sayre | Christine Scheppa |
| Barbara Schmidt | Jay Scott | Kelly Scott | Nikki Scott |
| Sue Scott | Geraldine Scully | Joan Seavey | Kathy Sease |
| Beth Sensabaugh | Wendi Severson | Tina Shake | Ronda Shamansky |
| Eleanor Sharp | Margaret Shauers | Barbara Sherman | Barbara Sherrick |
| Sandy Shields | Jamie Simpson | Jane Simpson | Lisa Singelyn |
| Jenny Skolupka | Janice Smith | Kim Smith | Linda Smith |
| Melissa Smith | Celeste Snyder | Amy Spagnol | Patty Spillman |
| Amelia Stafford | Patsy Steele | Mitzi Stevens | Lea Ann Stevensen |
| Margie Stevenson | Julie Stoeker | Linda Stoudt | Romaine Stricklin |
| Melanee Stringer | Amanda Strosahl | Cindy Sturteva | Bonnie Suiter |
| Susan Sullivan | Bonnie Sweeney | Jen Sturges | Jeanne Shermak |
| Lisa Stevens | Vicki Simmons | Nicole Savage |
| Kim Tate | Sharon Tavares | Shelly Tatistchelf | Norma Tellez |
| Ron Therrien | Melinda Thomas | Bob Thompson | Ronnie Todaro |
| Brenda Tokash | Ruby Torres | Dorothy Trainor | Kimberly Trent |
| Julie Tseki | Ce Ce Tvedt | Gail Tucker | Carol Turek |
| Carolyn Thomas | Mary Theis | Pat Taylor | Michelle Trimmer |
| Joan Terrell | Juanita Urban | Edye Vanhouten | Lynne Van Leerdam |
| Sherie Vincent | Heidi Vogel |
| Susie Wakefield | Joanne Waldron | Kim Walls | Jenny Walsh |
| Janet Warren | Cassie Weiland | Paula Weir | JoAnn Weiss |
| Sue Weiss | Gary Weller | Christy Weller | Debbie Wentworth |
| Davy Westine | Karen Wheeler | Lisa White | Suzy Wickstrom |
| Annette Williams | Susan Williams | Allison Wilson | Chasity Winn |
| Linda Winter | Del Wireman | Teresa Wise | Becky Wishart |
| Heidi Wold | Lisa Wolfe | Cindy Wondrasek | Rachael Woodard |
| Charlene Woolridge | Kim Wouters | Dolores Wright | Janet Wright |
| Cheryl Wolff | Debby Walton | Karen Wubbena | Terri Wunder |
| Babie Wilson | Ruann Wood | Mary Wrolstad |
| Mickey Yarbough | Jessica Yokum | Jenny Young | Robin Young |
| Susan Zennario | Barbara Zimmerman | Amy Zimmerman | Shafia Zuberi |