April ’96 - Oct. ’96
Engro Paktank Terminal Limited (EPTL)
EPTL is a joint venture between Engro Chemical Pakistan Ltd. & Royal Pakhoed N.V. Group of the Netherlands and is in the process of setting up a Bulk Liquid Chemical Terminal.
Responsibilities included :
· Opening & maintenance of company’s accounts (local and offshore) with selected banks.
Achievements :
· Developed a Lotus based accounting system for the company in association with the Accounts department.
Dec. ’95 to Mar. ’96
Engro Chemical Pakistan Limited (formerly Exxon Chemical Pakistan Ltd.)
Responsibilities included :
· Development of pre start-up marketing plan for new products.
Achievements :
· Developed a corporate ad for company’s new Liquid Chemical Terminal project and got it printed in the major newspapers of the country.
July ’93 - Nov. ’95
MCB Bank
Responsibilities included :
· Exploring opportunities for Credit Marketing in respect of prospective multinationals/Public Sector enterprises and large corporate borrowers.
MCB Training Center (July ’93 to Oct.’93)
Received an extensive 4-months training in Retail banking, Corporate Banking and Foreign Exchange & Trade which included both theoretical and practical experience at various bank branches.
May ’92- June ’92
ANZ Grindlays Bank plc.
Mar. ’91 - May ’91
IBM
EDUCATION
May 1997 to date
Applied Information Technology
May 1993
Masters in Business Administration (M.B.A.)
June 1990
Bachelor of Science (B.Sc)
COMPUTER SKILLS
Extensive knowledge and working experience of business application
Good working knowledge of the internet and the browser applications.
EXTRA CURRICULAR
Received ‘All-round performance in Sports’ award from IBA.
LANGUAGES
English, Urdu. (Both fluent)
REFERENCES
References available upon request.
Banking Officer
· Liaison with financial institutions, Central Bank, and project’s sponsors on matters related to debt, equity and project development.
· Finalisation of loan agreements / term sheets with onshore and offshore lending agencies including IFC and CDC. Liaison with legal division on matters related to loan agreements.
· Preparation and regular update of company’s cash-flows.
· Arranged a USD10 million financing facility for the company through a foreign bank. Placed company’s funds amounting to approximately US$20 million (equity and loan) with onshore and offshore banks. Negotiated successfully with banks on interest rates.
· Obtained Central Bank’s approvals for retaining amounts of foreign currency equity and debt in US$ accounts with offshore banks and saved forex coverage fee for the company.
· Prepared and analyzed project’s cash-flows in close association with commercial, engineering and accounting departments.
· Opened Letters of Credit (L/Cs) for the company.
Technology & New Ventures Division
Marketing Analyst
· Creating and maintaining a data bank.
· Development of future projections / plans for the Company.
· Providing regular market related analysis and information on projects under study to facilitate the decision making process.
· Developed a pre-startup marketing plan for company’s PVC project.
· Particpated in the development of Chemicals Marketing Plan.
Corporate Banking Group (Nov ’93 to Nov.’95)
Assistant Manager
· Preparation of credit line proposals including financial analysis.
· Monitoring of credit lines and preparation of customer’s activity and performance appraisal reports.
· Liaison with credit support department, CBG branches, Head Office and other related departments.
Corporate & Retail Banking Intern.
Marketing Department Intern.
Information Technology Institute
Toronto, Canada
Institute of Business Administration, Karachi, Pakistan.
Concentrations : Banking & Finance
University of Punjab, Pakistan.
Concentrations : Mathematics & Physics.
programs i.e. Microsoft Windows 95, Lotus Suite, Spread Sheets,
Word Processors.
Keen interest in swimming, squash and table-tennis.
Music & Traveling.
