NOBILLSMAN
Consumer Advocates
ConsumerAffairs.Com is
an independent organization working on behalf of consumers worldwide. It
is not affiliated with any government agency and is provided at no cost to
consumers.
File
A Complaint By Clicking Here.
BE ADVISED:
I feel it would be wise to avoid Consumer
Advocates that tell you to contact
The American Collectors Association
(ACA is an Association of Debt Collectors, Attorneys, and Collection
Agencies) about Illegal Debt Collection Violations.
I Would Not Contact Them PRIOR To Filing
A Complaint With
The Federal Trade
Commission, and/or
The Attorney General
Office for Illegal Debt Collection Practices.
I do not trust Consumer Advocates who direct consumers to an Association
of Debt Collectors like the American Collectors Association to Complain about
Illegal Debt Collection Practices because it may put a Consumers Right
to Recover on the line when doing so. Having the State
and Federal Agencies involved could increase the chance of an abused consumer
having justice and help make sure that the Consumer Advocate is preforming
in the consumers best interest.
Think about it. Much is to be gained by saving a debt collector's
company millions of dollars in fines for violations of consumers rights.
Have a
look at these fines. SEE WHAT I MEAN!
What
is The ACA doing that You Should Be Concerned About?
Want to play it safe?
If it were me, I would stick to using the Federal Trade Commission
and The Attorney General for Illegal Debt Collection Practice
Complaints.
Senator Phil
Gramm (Chairman of the Senate Banking Committee) is a good place
to contact also. They vote on the laws that effect debt collection
practices. Senator Gramm and the other members who vote on the laws
that protect consumers rights need to know what is going on.
You may want to contact the media (TV-Radio) and get a Public Defender or
Investigative Reporter on TV to tell your story and help bring attention
to these abuses. The creditors that use these types of Debt Collectors
won't like the bad media and the Creditor may stop doing business with them.
If they have no business they can't be in business doing that
crap.
Links To Consumer Advocates & Other Interesting
Sites
I Do Not Agree With All Of These Web Sites
But I Do Feel Freedom Of Speach Is Very Important
National Consumer Law Center,
Inc
America's Foremost Advocate for Low-Income Consumer Justice and Its Leading
Expert on Low-Income Consumer Issues
Consumerama
- People with a Beef & a Website!
Once people picketed businesses they opposed...now they set up websites.
Consumerama list companies that are targets of "online picketing" and links
to websites of people who have a gripe or dispute with them. Also: links
to FTC, attorney general, etc. investigations of these companies. Fun,
informative, sometimes bizarre!
The
Consumer Law Page
A gold mine. One Key Search. Excellent. Yahoo
Unplugged,Web Magazine and America On Line. Top 5%. Practical legal information
with articles on selecting a lawyer, handling accident and insurance claims,
defective products, investment fraud, cancer/birth defects caused by chemical
exposure at work and pollution. Free consultation and referral.
webBbox
- The web Bad, Better and Best Businesses Board
webBbox - The web Bad, Better & Best Businesses Bulletin Board is a free,
open forum for consumers to post their good and bad experiences with on-line
and off-line businesses.
Fight
Back
A collection of customer experiences at the nations electronics retailers,
including quite a few horror stories. Simply read them, or add your own
experience. Also has a section where associates at these stores can tell
stories about the customers.
Quackwatch
Your guide to health fraud, quackery, and intellegent decisions from Stephen
Barrett, M.D., a retired psychiatrist; nationally renowned author, editor,
and consumer advocate;and expert in medical communications.
BayHouse
WWW
Real Estate, Mortgage, Credit Dispute and FICO Credit Scoring information
NOT normally available to the general public. Post your comments and questions
at the BayHouse Forums!
Streetfighters
Consumer Survival Guide
The Very Best Consumer Strategies To Protect You and Your Family. A
straightforward roadmap for those seeking the tools to take on the predators
that lurk at every turn. Arm yourself with the knowledge, wherewithal and
strategies to fight back and prevail.
Florida
Watch
Sunshine State Consumer Guide. Useful site for both residents and visitors.
Fragranced
Products Information Network
Perfumes and fragrances are triggers for asthma, rhinitis, sinusitis, allergies,
migraine headaches, and chemical sensitivities. When you consider these
populations combined, the impact on health and the economy are significant.
Fragranced products do not have to be safety tested before marketing and
there is little monitering by regulatory agencies.
Stop
Bad Therapy: Require Informed Consent for Therapy
To reform the mental health industry by requiring informed consent. Hypnosis,
recovered memories, False Memory Syndrome, and how to report or sue a
therapist.
Consumer
Resource Center
Your rights as a consumer: How you can protect yourself from scams and deceptive
trade practices, and get justice if you've been ripped off. Consumer information
from Partnership for Civil Justice, a public interest law firm in Washington,
D.C.
The
Scambuster
The Scambuster investigates frauds, corruption, ripoffs, unfair and deceptive
practices, etc. and reports its findings here. Visitors are invited to submit
complaints for review and possible investigation.
Consumer
Aid Education Center
Information on debt collection, credit report errors, credit scoring, contracts,
dispute resolution, Bally Total Fitness membership problems, useful contact
info and more!
Chirobase
A skeptical guide to chiropractic history, theories, and current practices
from Stephen Barrett, M.D., a retired psychiatrist; nationally renowned author,
editor, and consumer advocate; and expert in medical communications.
Cost
of dental care in 300 US cities
cost of dental care in 300 us cities, dental insurance update, dental risks,
orthodontic FAQ's for parents, patients, dental professionals.
Is
Your Church A Marketplace?
Read what happens when church members sign on with mlm or network marketing
companies and then target their own congregations with predatory recruitment
and sales tactics -- all wrapped in the mantle of God's blessing.
Victims
of Credit Reporting
Privacy Rights group for Victims of Credit Bureaus and Credit Scoring.
Cala
Creek Consumer Alert
The site for consumer information--money, credit, shopping, free, reading,
bankruptcy, religion, news, Christianity, health, product recalls, and
more.
Macy's
Is an Alleged Criminal Organization
Beware of doing any business with Macy's department store (a division of
Federated Department Stores). The following is one account explaining Macy's
mentality towards their customers, and how they allegedly commit criminal
activities against them, namely theft and fraud. You will also find
Law
for the Layman
Summaries of legal principles assisting non-lawyers to understand the law:
Constitutional law, contracts, torts and litigation, employment, dissolution
and growing.
How's
Your Telephone Service?
This is a collection of complaints from GTE customers all over the country;
the complaints range from GTE internet, Long Distance, Local Telephone,
etc.
Penny
Pinchin' Weddings
Weddings, frugal weddings and wedding savings tips! Plan an inexpensive wedding.
Try our money saving wedding ideas and save...whether you plan on having
a large wedding or a small wedding or any size in between!
Child
Support Central
Advocacy group for child support, try to help others in collecting owed child
support, support group for those owed childsupport, deadbeats pages for our
visitors, links to other helpful pages for collecting child support, newsletter,
stories, awards given to pages
Funeral
Help Program
A consumer's guide to funeral arrangement, with all the scams and sales ploys
covered. Are YOU 'Deathsmart'? Come inside and save $$$.
First
Union Awareness Page
The First Union Awareness Page brings to light some of the unfriendly customer
service practices currently at First Union Bank.
The
No BS Personal Finance Advisor
Want to become a self-reliant investor? This is the site to get it done!
Everything is free - all the time. Mailng list available - all kinds of TRUTH
about personal finance!!
MLM
Watch
A skeptical guide to multi-level marketing by Stephen Barrett, M.D. of Quackwatch
and Chirobase.
Defective
Hardboard Siding Information Center
If you're experiencing warping, fading, or general failure of your hardboard
siding,this site is your source for info on identifying the manufacturer,
filing a claim, keeping abreast of any class action lawsuits, etc., whether
you own a house, apt., condo, or mobile home.
Prudential
Insurance Litigation/Demutualization Help Pa
Web pages to help those involved with litigation or demutualization issues
with the Prudential Insurance Company of America.
Air
Conditioning For Home Owners
An interactive guide to air conditioning and the home owner. Offering basic
trouble shooting, basic repairs.
Buycrap.com
- The Internet Computer Liars
This site is devoted to organizing all complaints and documentation related
to the BUY.COM Hitachi Monitor Scandal into one easy to navigate site. We
plan on providing links to any site that covers the story as well as provide
copies of documentation and emails related to the issue. This site will remain
up until all 1600 customers of BUY.COM receive their monitors.
IRA
Motor Group Consumer Alert
We recomend you do not buy a car from IRA Motor Group. We believe they have
deceptive practices and do not honor their own agreements.
Best
Buys
I am trying to let people know about the worst comapny in the US!!!
Consumer
Advocacy at Suite101.com
C.A.A.R. ringmaster, Dale Hartley, is Suite101.com's Contributing Editor
on Consumer Advocacy. Articles, contests, chat, and more.
Anti
Credit Scoring Ring
Unfair and unjust credit scoring practices and other abuses in the lending
and credit reporting industries.
The
Truth about eBay: fraud, shills, defamation, etc.
In late September 1998, the internet auction site known simply as "eBay"
went public. It immediately jumped to $50 a share. It's traded as high as
$300 per share and is currently capitalized at $265 per share, or about
$10BILLION. (2/3/98) To put that into perspective, Ford just bought Volvo
for $6.5Billion. Now learn about the shilling, scams, fraud, deceit,
The
Frugal Face
Fun and creative makeup tips to help you look great and spend less.
Funeral
Help Page
Consumer guide to avoiding the sales ploys and outright scams of the funeral
industry. By the author of The Affordable Funeral: Going in Style, Not in
Debt. Free download, arrangement software.
Consumer
ACTION & ADVICE Ring
Membership page for this webring. Join...edit your site information...review
statistics...check the ring's ranking on the
The
House of Good Taste
Blind taste test results for consumer food products. Yogurt, pretzels, chips,
and more.
Internet
Consumer Assistance Bureau
The Internet Consumer Assistance Bureau at www.isitsafe.com is the web shoppers
voice on the Net. Get information about a merchant before you buy or tell
the rest of the web if you have a problem.
Cyber
Vigilante
Find out why you're in bad hands with Allstate. Comprehensive site dedicated
to exposing abuse and corruption in the insurance industry -- Allstate in
particular.
Boycott
Buy.com
Buy.com is attempting to couple their automated, low prices with poor customer
service; visit here and you'll understand why thousands of users are opting
to spend a few extra bucks with other companies.
ASHI
Home Inspection Free Information Website
ASHI home inspections & free, in-depth information & reports about
defect recognition, analysis, repair advice, & environmental issues for
home buyers, owners, and ASHI home inspectors
Traveling
Magazine Crews
Helping individuals who have sold, or may be considering selling, magazines
for traveling crews. It is meant to share stories (good or bad) and aid those
who feel they were abused by the companies who hired them.
Blood
Recall/Withdrawal - Creutzfeldt-Jakob Disease (CJ
Created to address concerns of people who have received notices that the
blood products that they, or their children, received, were reecalled or
withdrawn from the market because a donor was diagnosed with Creutzfeldt-
Jakob Disease (CJD, or was at risk for the disease. Blood Recall/Withdrawal
message board.
The
Money Master
Advice for anyone wanting to get onn a budget, manage their money, set &
meet goals, and practice sensible financial management.
Electronic
Credit Repair Kit
All about managing credit, correcting inaccurate credit files, protecting
your consumer rights regarding credit. A wealth of useful information, tips,
and links.
Chevy
Chase Class Action Lawsuit
Class Action Lawsuit filed by TLPJ on 2/8/99!!! Are you one of the tens of
thousands of customers who were victimized by Chevy Chase Bank?
Problems
with 2Xtreme Performance International
Problems relating to MLM company, 2Xtreme Performance International, from
a distributor's perspective.
The
Frugal Shopper
Frugal living online newsletter, with plenty of advice, tips, resources,
and links.
The
Scambuster
Scams, frauds and ripoffs exposed. Informative consumer articles and consumer
news tips.
Don't
Rent from U-Haul!
U-Haul left us stranded...this site disovered their business practices and
lack of customer care.
Bargain
Book Ring
Online bookstore offering close-out prices and deep, deep discount prices
on all kinds of books.
Rooms
To Go Hate Page
The official Rooms to Go protest page
Wise
Planning
Financial counseling, needs-based debt reduction, and sound money management
strategies.
Lemon
Cars: A Consumerama Special Report
What are your rights when you get stuck with a lemon car? Read this informative
article. Includes links
Bernard
Haldane Watch
Beware Bernard Haldane Associates. Consumer alerts, news articles, customer
experiences, links & more.
Long
Term Care Insurance Buyer's Advocate
Retirement is about "survival of the wisest"...Get answers to your long term
care questions and discover ways to avoid the social security/medicare
trap.
Cooking
Information Center
Cooking information and reference site for cooks from beginner to advanced.
All that's required is a love of cooking!
Allsnake
- The Good Hands People?
Accounts of dirty tricks, denied claims, and non-payment in the insurance
industry, especially Allstate.
National
Center for Financial Education
Non-profit education organization helping people do a better job of spending,
saving, investing, insuring, and planning for their financial future so as
not to be entirely dependent upon Social Security or Medicare.
The
Center for Debt Management
Since 1992 we've provided counseling and debt management services to tens
of thousands of individuals. Advice on getting out of debt, money management,
and living debt-free.
Katich,
Werse & Petillo Attorneys
Vigorous advocates of consumer rights
Advice
For Dealing With Bally Total Fitness
Information and advice for solving problems with Bally Total Fitness health
club memberships: Cancellation problems, credit report errors, billing problems,
unwarranted debt collection attempts, etc.
Auto
Dealer Complaint Registry
Free site. Users can post/search complaints about auto dealerships and how
they were deceived and/or cheated.
Dental
Q&A at A Smile Is 4 Ever
From crowns to implants to children's dental questions, even a page where
you can ask the doc and get an answer to help you make that dental decision.
Photo Gallery with befores and afters, music, games and chat and more!
DeMutualization.Org
- Promoting Fairness between Mutual M
Mutual life insurance companies are reorganizing. Many are demutualizing
and becoming stock companies. If you are a participating policyholder you
need to become aware of your company's plans. The financial implications
can be significant.
Tucker's
Mailbag
We put our little dog's name on a mailing list, and now he gets tons of junk
mail every month. Read some!
The
Truth about AOL
The Truth About AOL is a site dedicated to providing the Internet consumer
with up to date information regarding America Online's unlawful and unethical
business practices. This site was designed from an ex-AOL employee and includes
many behind the scenes looks at information the general public does not have
access to.
Ryland
Homeowners Take Note!
This page was created to inform and help ryland homeowners in my area to
solve common problems, such as defective siding products, defective windows,
our bankrupt Home Owners Warranty , and LP OSB Sheathing. It has become a
soundingboard for ryland homeowners in other cities and states. Everyone
is welcomed to share experiences and resolutions to common problems.
Frugal
Files: Saving Time and Money on Your Expenses
We specialize in helping families and businesses save money and time. Our
extensive library of free information is housed in sections called Frugal
Files, Consumer Resources, Ask Probe and Free Household Money Saving Tips.
We also moderate the Saving Times discussion list.
Credit
Scoring Isn't Just For Credit Anymore
Credit scoring is now being used for more than just car loans, mortgages,
and credit cards. Credit scoring is used by insurance companies, debt collectors,
employers, utility companies and others who do not offer extensions of
credit.
What's
Wrong With Credit Scoring?
Credit Scoring is based on illogical and unfair principles. Your credit score
can be lowered because of corporate negligence, paranoid speculation, and
credit bureau ignorance!
Medical
Billing Business Opportunity
FREE internet based group devoted to providing education and legal information
to consumers thinking of purchasing a medical billing business opportunity.
Candles
and Indoor Air Quality
This site provides important info. for consumers regarding the effects of
burning candles on the indoor air quality in their homes. Some candles are
responsible for extensive & costly property damage to homes & their
contents from soot deposition. A few makes of candles even emit particulate
LEAD from lead wire in the wicks - these emissions will contaminate a home
with LEAD DUST!
Bankruptcy
Alternatives by Attorney Mory Brenner
Many attorneys automatically put their debtor clients into bankruptcy without
exploring alternatives. Here you will find information about workouts, bankruptcy
and other options. Includes a section on "Who To Pay When You Can't Pay
Everyone."
Mobile/Manufactured
Home (Owners) Network
The Mobile/Manufactured Home (Owners) Network is the premier on-line
informational forum and nationwide one-stop-source for the manufactured home
owners.
No
Cards Shoppers
Shopping cards are a scam. We are the No-Cards Shoppers, consumers dedicated
to opposing shopping cards that invade privacy, cause longer lines in check-out,
and ultimately RAISE PRICES!
Cooking
Information Center
Extensive and informative cooking site catering to cooks of all levels. Also,
a great way to share recipes with REG (Recipe Exchange Group.)
I
Hate Buy.com
This site provides an account of my own protracted wranglings with the infernal
online company Buy.com. I have also posted other stories that have been e-mailed
to me about bad experiences with Buy.com. For your own sake, visit my site
before buying from this company!
Albia
Ice Webzene Page
All about home repair and purchasing for beginners to advanced. Articles
include photos, and descriptive text that really show you how to do it yourself.
Also, a chance to vote for your favorite brand of power tool.
Netwatch
News and information about fraud schemes on the Internet.
Stop
CRA!
The purpose of this web site is to expose the three major CRA's (credit reporting
agencies). They invade your privacy & destroy peoples' reputations. Corporate
information providers or corporate thugs? You decide!
Beware
of Bank One!
This site provides information on the injustices of Bank One allegedly afflicts
its customers with. The site also provides consumer information links.
Amway:
The Continuing Story
Is Amway a cult? Some pretty strong evidence that the AMO's use both cult
mind-control tactics and deception to further their own end. Also: a definitive
list of terms used by distributors.
Colorado
Prime Food Warning
Consumer warning and Buyer Beware about Colorado Prime Food service that
offers to serve your food shopping needs with its frozen foods, dry goods
and home products
Internet
Consumer Assistance Bureau
The Internet Consumer Assistance Bureau at www.isitsafe.com is the web shoppers
voice on the Net. Get information about a merchant before you buy or tell
the rest of the web if you have a problem.
National Association of State Utility Consumer
Advocates
NASUCA is a national organization of 42 offices of utility ratepayer advocates
in 39 states and the District of Columbia. These advocates represent millions
of American consumers served by investor-owned gas, telephone, electric,
and water companies. E-Mail:
nasuca@nasuca.org
The Credit
Bureau Reports Are Doing More Than You Know About
Gathering Information About The Credit Bureaus For A New Web Site To Expose
Their Real Intent
|