Volume 1, Number 1                                                                                                                                                           June 1998


 
 
 
MYERS-BRIGGS TYPE INDICATOR
16 PERSONALITY TYPES

 
 
ESTJ
ISTJ
ESFJ
ISFJ
ENTJ
INTJ
ENFJ
INFJ

 
ESTP
ISTP
ESFP
ISFP
ENTP
INTP
ENFP
INFP




 
 
 
 
 
Cover Story:  Personality Type and Money
Guest Columnist:  Ray Linder
"TIPS FOR ALL TYPES":

II.  "Honey, Let’s Talk Money"

Raymond T. Linder, MBA
CEO, Family Financial Concepts, Inc.
Registered Investment Advisor
Author
Certified MBTI Consultant



 
 

Honey, Let’s Talk Money
 

"The Secrets of Masterful Marital Money Management"
 

 Honey, Let’s Talk Money

“We don’t see things as they are,
we see things as we are.”
...Anais Nin
 

Honey, Let’s Talk Money

The task is to excel at being one’s own temperament
and to appreciate the temperaments of others.



 
 
 
 
 
 
Honey, Let’s Talk Money

• NF - Pleaser - [Idealist/Affiliative]

• SJ - Protector - [Traditionalist/Pragmatic]

• NT - Planner - [Visionary]

• SP - Player - [Activist]

 


 
 
Honey, Let’s Talk Money:  NF - Pleaser

Buys values

“Be all that you can be.”
• Needs:  Meaning and significance; “Who am I”
• Values:   identity, empathy, benevolence, altruism
• Talents:  diplomacy, identity, purpose
• Behaviors:  relationship-centered, personal involvement, future orientation
• At best:  personal growth
• At worst:  insincerity or lack of integrity

 


 
 
Honey, Let’s Talk Money:  SJ - Protector

Buys structure

“Early to bed and early to rise . . .”
• Needs:  membership, belonging, responsibility
• Values:  security, belonging, responsibility, control, duty
• Talents:  logistics, responsibility, structure
• Behaviors:  economical, past orientation, responsible, structure, conservative/cautious
• At best:  organized, secure
• At worst:  lack of belonging, abandonment

 


 
 
Honey, Let’s Talk Money:  NT - Planner

Buys concepts

“A penny saved is a penny earned.”
• Needs:  self-control, knowledge, competence
• Values:  knowledge, achievement, ingeniousness, autonomy
• Talents:  strategy, knowledge, framework
• Behaviors:  problem-solving, future/infinite orientation, obliviousness, skepticism
• At best:  planning and innovation; “buys concepts”
• At worst:  lacking knowledge or power

 


 
 
Honey, Let’s Talk Money:  SP - Player

Buys impact, opportunities

“Just do it!
• Needs:  freedom to act, ability to make an impact
• Values:  impact, stimulation, adaptability, practicality
• Talents:  tactics, impact, change
• Behaviors:  spontaneous, risk-taking, impulsive, present oriented
• At best:  stimulated
• At worst:  constrained, lacking impact

 

 
 
Honey, Let’s Talk Money

Sensing

• Facts (what?)
• Details
• Present
• Enjoyment
• Realistic
• Actual
• Specific
• Literal
• Practicality

 


 
 
Honey, Let’s Talk Money

Intuition

• Possibilities (so what?)
• Overview
• Future
• Anticipation
• Conceptual
• Theoretical
• General
• Figurative
• Innovation

 


 
 
Honey, Let’s Talk Money:  How Intuitives Can Help Sensers

• Sharing their ingenuity
• Preparing them for the future: what can be
• Anticipating the joys of spending money in the future
• Show them “when there’s a will, there’s a way”
 

Honey, Let’s Talk Money:  How Sensers Can Help Intuitives

• Sharing their experience
• Meeting the needs of the present
• Encouraging them to enjoy the joys of spending money in the present
• Show them that “a stitch in time saves nine”

 

 
 
Honey, Let’s Talk Money

Thinking

• Analytically
• Objectively
• Critically
• Detached, as an onlooker
• On principles
• Clarity
• Non-personal
• Justice
• Firm-minded

 


 
 
Honey, Let’s Talk Money

Feeling

• Sympathetically
• Subjectively
• Appreciatively
• Involved (as a participant)
• On principles
• Harmony
• Personal
• Mercy
• Fair-Hearted

 


 
 
Honey, Let’s Talk Money

Judging

• Resolved
• Control
• Closure
• Planned
• Scheduled
• Decisive
• Time-Driven
• Opinions
• Fixed

 
Perceiving

• Pending
• Adapting
• Open
• Tentative
• Spontaneous
• Impulsive
• Event-Driven
• Options
• Flexible

 

 
 
Honey, Let’s Talk Money

Eight Practical Steps

1. Be a team
2. Understand your partner’s type
3. Define success
4. Have a "Golden Rule" Mentality
5. Plan big changes
6. Plan small changes
7. Communicate, Communicate, Communicate
8. Pray

 


 
 
Honey, Let’s Talk Money

Six Things Wives Need From Their Husbands

1. Caring
2. Understanding
3. Respect
4. Devotion
5. Validation
6. Reassurance

 

Remember: Small things mean a lot!


Ray Linder's latest book, released in January, 1999 is entitled "FINANCIAL FREEDOM:  SEVEN SECRETS TO REDUCE FINANCIAL WORRY".

Ray's book may be purchased at his website:  www.Goodstewardship.com
CEO, Family Financial Concepts, Inc.