1 lb ground beef
1 (16 oz) sour cream
1 1/2 jars (16 oz) Pace Picante sauce (Hot/Medium)
1 can (16 oz) refried beans
1 can (10 3/4 oz) cream of chicken soup
1 bag Tostidos/Doritos Chips (Nacho Cheese flavor)
1 bag (16 oz) shredded cheddar cheese
pinch of garlic salt
optional 1/2 can (small) of jalapeno peppers w/out seeds

1.  Preheat oven to 350 degrees.
2.  Brown meat, add garlic salt to taste.
3.  Drain fat (optional).
4.  Spread some Picante sauce in 11x9 pan - enough to cover 
    bottom of pan.
5.  Place layer of chips - enough to cover sauce (smoosh down).
6.  Spread meat over chips.
7.  Sprinkle half of cheddar cheese.
8.  Warm refried beans in a bowl in the microwave.
9.  Spread beans over meat.
10. Place more chips - enough to cover beans (smoosh down).
11. In separate bowl blend: soup, sour cream, and remaining
    Picante sauce.
12. Spread mixture on top of chips (leave room for the cheese).
13. Slice jalapenos and sprinkle onto mixture.
14. Spread remaining cheese on top.
15. Cover pan with foil and bake for 30 minutes - don't burn cheese.