O.K., I admit it. I am frugal! I wouldn't say I'm cheap because I love to donate money to things I believe in, give gifts, do the angel trees at Christmas, and I like quality. No, I LOVE QUALITY. I don't buy junk. But I don't throw it away when I can get it for less and I do live above my means because I have learned how...WITHOUT credit!

Yes, without credit. For instance, I could never afford beautiful living room sets from Broyhill™ or Thomasville™ on our income without credit card debt. And I DON'T like credit card debt. But guess what I have? Beautiful Broyhill™ furniture. And I paid $35.00 for the sectional sofa. Oh, and I admit it didn't end there. I bought top of the line upholstery fabric to make it over into the 90's. A fortune? Nope, I wait for the 50% off sale. No small bananas when you're talking re-upholstering. I put $150 more dollars into it with the fabric. All and all, my Broyhill™ furniture cost me $185.00. Would you know it if you saw it? Absolutely not!

That is the kind of stuff I plan to show you here. The extras, beyond the coupons, how to live well on a pretty bad pay check...lol. Of course we'll include how to do coupons correctly too!

So now you are going...'I can't re-upholster furniture! Is she nuts?' My answer...'That is because we aren't done yet!' I couldn't either when I bought the first chair and couch. And I've never taken a sewing class, so don't run away yet. It only sounds scary.