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We DO NOT support people who like to sue over minor property damage (fender benders). In fact, we suggest that in such cases, you should exchange information with the other party and handle it between your selves.
This will have the following benefits-
- If you were going to get a report done by a local police officer, including the community service officer, it will be handled a hell of a lot faster and with less trouble.
- If you were going to get it completed by a community that has been taken over by the sheriffs, just let the thought quickly leave your mind. Take a second to laugh about it and move on.
- If you are going to have the Highway Patrol work it, it will be done (with a greater chance) correctly. But they are required to find fault if at all possible. Someone is going to get tagged.
- There will be no report of a collision on your Drivers License.
- Your insurance will not go up for the next seven years.
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How to know if you should exchange paperwork?
This luckily is pretty easy.
- There is no doubt who caused the collision (who is at fault).
- There is no argument between the parties involved (some nuts like to yell and or want to start to get physical).
- There is NO INJURY due to the collision.
- Exchange paper work (drivers license, vehicle registration, auto insurance, home & work phone numbers)
- While you both are there, write down any damage to both vehicles. Date, time and weather condition at the time of the collision.
If there is a problem with any of the items listed above, call the California Highway Patrol on your cell phone and if you are in a city limit, your call will be transferred to the proper location.
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