My Policies

Introduction

Please read these terms and conditions carefully prior to using this site. The following agreement governs your use of this site. Access and use of this site represents your acceptance of this agreement. This agreement may be amended by the owner of this site at their sole discretion and shall be enforceable immediately after the revised version is posted online. Your continued use of this site constitutes your acceptance of this agreement and any amendments or changes to it. If you do not accept the terms of this agreement and any amendments or changes to it, do not use this site.

Ownership and Use Restrictions

All materials contained or distributed on this site, including, without limitation, video, audio, photos, text, images, software, statistics, logos and all other intellectual property related to the site are either owned by or licensed to the site owner. The owners and licensors retain all rights to the content, including, without limitation, all copyrights, trademarks, and other proprietary rights, however denominated, notwithstanding whether or not appearing in large print or with property symbol status. Except as otherwise expressly permitted under law, use of any and all such proprietary content contained on this site is strictly prohibited without the owner's express prior written consent. Specifically, without limitation, you shall not alter, reproduce, republish, display, reuse, upload, post, repost, link to, transmit, commercially exploit, create derivative works of, distribute, seek trademark or copyright registration of, copy, publicly display or otherwise use or misuse the content without the express prior written permission of the owner.

Furthermore, with regard to the design and content of this site, the owner holds a copyright in the source code, selection, coordination, arrangement and enhancement of content, as well as in the content original to it with the exception of source code which is licensed under General Public License, Creative Commons or is otherwise licensed for public use or is in the public domain. Unless otherwise stated herein, nothing contained on this site should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any content displayed on this site.

The owner acknowledges that you may use this site and its contents solely for non-commercial and informational purposes only. You acknowledge that your usage of this site is not being carried out for the purposes of potential legal action by yourself, an associated person or any other legal entity. You also acknowledge that your visit is not being used to review, rank or reverse engineer this site for the purposes of search engine inclusion or rankings. You further acknowledge that the owner may seek all available remedies at law or in equity in the enforcement of its intellectual property rights.

Links

This site may contain links to other sites. The links are provided only as a convenience, and you acknowledge that the owner has no control over such sites and resources. Additionally, you agree that owner bears no responsibility for the availability of such external sites or resources, does not endorse, and bears no responsibility or liability for any content, advertising, products, other services, or other materials on or available from such sites or resources.

You should assume that the publisher of this site has an affiliate relationship and/or other material or business connection or relationship to the providers of goods and services mentioned on this site. The publisher may be compensated when you make a purchase from a provider or take some other action, such as providing an email address. You should always take the time to perform due diligence before buying any goods or services on the Internet or elsewhere. If you choose to act upon the information presented here your actions should be based on your own due diligence concerning the products and concepts covered.

Lawful Use

In addition to the terms of this agreement, you must comply with all applicable laws and regulations in connection with your use of this site. Your use of this Site acts as a representation and warranty by you that you will not use this site for any purpose that is either unlawful or prohibited by this agreement.

Comments and User Submissions

Should comments be open, commenting on a particular article requires the voluntary submission of your name and email address and, optionally, a web site URL. By leaving a comment on this site you may receive emails related to that comment but no other emails will be sent without your further consent.

Comments may be edited, deleted or flagged as spam if they are off-topic, spammy, offensive or otherwise inappropriate at the sole discretion of the owner. Comments may be automatically placed in a moderation queue for review prior to being published. The owner shall have the right to edit, refuse to post or remove any of your comments or other submissions, in its entirety or in part. All spam comments are reported to Akismet and other spam blacklists. If you are spamming or otherwise abusing this site you should have no expectation of your privacy being maintained.

The owner does not claim ownership for any materials, ideas, concepts, know-how, techniques, suggestions, opinions, or other information that you transmit, distribute, store, communicate, or post on, to or through this site, expressly excluding your user data, which the owner will collect in accordance with the privacy policy section of this agreement. However, once you submit your content to this site, you grant the owner an unrestricted, world-wide, royalty free, perpetual, irrevocable, non-exclusive and freely sublicenseable right and license to use, reproduce, modify, adapt, publish, translate, prepare derivative works from, distribute, perform and display your content anywhere in any form, media or technology now known or hereafter created for any purpose, whether commercial or non-commercial, and without compensation.

You are responsible for, and assume all liability associated with, any submissions, whether through chat rooms, blog comments, message boards, games, e-mail, video submissions, customer reviews, online polls or in any form of interactive content. The owner, in their sole discretion, have the right, but not the obligation, to review, edit or delete any of your submissions that either violate any term of this agreement, or is otherwise illegal, offensive or inappropriate.

Without limiting the foregoing, you specifically agree not to post, distribute, transmit or broadcast, communicate or store information or other material on, to or through this site that:

(a) Is copyrighted, trademarked, or otherwise protected as proprietary material, unless you are the owner or valid licensee to such materials and you have the right to grant the owner such rights and licenses. For avoidance of doubt, it is your responsibility to determine whether such materials are protected and you represent that you will not infringe any intellectual property rights of others or the privacy or publicity rights or others.

(b) Is unlawful, threatening, sexually-explicit, pornographic, indecent, obscene, hateful, racially or sexually offensive, abusive, defamatory, invasive of privacy or publicity rights, vulgar, profane or otherwise objectionable, or embarrassing to any other person or entity, as the owner may determine in their sole discretion, or is in violation of applicable laws.

(c) Constitutes, advocates, sponsors, promotes, or encourages conduct that would constitute a criminal offense or incite violence, give rise to civil liability or otherwise violate any local, state, national, provincial, or international law.

(d) Contains advertising, promotional material, or any solicitation with respect to products or services, chain letters or pyramid and/or ponzi schemes, contests, or other solicitation tactics asking site users to become users of other sites competitive with this site.

(e) Imposes an unreasonable or disproportionately large load on this site's infrastructure, or limits or hampers, in the owner's sole discretion, any other user from using this site.

(f) Contains a virus (trojan horse, worm, time bomb, etc.), denial or service attacks, or other computer programming routines or engines that are intended to damage, detrimentally interfere with, secretly intercept or seize or sequester any system, network, data, or information.

Additionally, you agree not to:

(a) Use any incomplete, false, outdated, or inaccurate biographical information or other information for purposes of registering for any opportunities available on this site, or for purposes of registering for any promotions offered through this site.

(b) Delete, cancel, or amend any and all site materials or other information of any other user of this site.

(c) Use, assist, or permit others to use, this site by automated electronic processes, "spiders," "robots," "web crawlers," "scrapers," "web extractors," "web grabbers," or other software programs, engines, tools, agents or other devices or mechanisms that monitor, copy, cache or download data, or other content found or accessed through this site, including, without limitation, graphics, video, audio, website addresses, e-mail addresses, or data content, whether current or archived.

(d) Allow any other person or entity to use your username or password for posting or viewing comments or sending or receiving materials.

(e) Interfere with, disrupt, translate, decipher, decompile, disassemble, reverse engineer, or otherwise attempt to derive the source code for, or adapt in any way the software comprising or in any way making up part of this site.

Site Security

You agree that violations of system or network security may result in civil and/or criminal liability. The owner may internally investigate violations of the site's security, and it may involve or cooperate with law enforcement authorities in the prosecution of such violations. Additionally, the owner reserves the right to disclose information about you, and your use and conduct on this site, if appropriate or required to satisfy any applicable law, regulation, arbitration hearing, court order, or government inquiry.

User specifically agrees that it will not:

(a) Access data not intended for you or log into a server or account not authorized for your access.

(b) Attempt to probe or test, in any manner, the vulnerability of the system or network or to breach security or authentication measures.

You expressly acknowledge that the owner shall not be responsible for losses or damages related to your use of this site.

Privacy Policy

The owner of this site does not collect personally identifiable information about individuals except when such individuals specifically provide such information on a voluntary basis. For example, such personally identifiable information may be gathered during the registration process for subscription sites or services, in connection with content submissions such as blog comments or forum postings, voting/polling activities and purchase transactions.

The owner does not sell, rent or market personally identifiable information about you to third parties. We sometimes engage the services other companies and individuals that perform certain activities on our behalf on a contractual basis. These entities may have access to your personal information but are either contractually bound to maintain its privacy or have their own privacy polices which you should consult.

The owner may disclose user information in cases where there is sufficent reason to believe that disclosing this information is necessary to identify, contact or bring legal action against someone who may be causing injury to or interference, either intentionally or unintentionally, to this site's owner, to users of this site or to other parties that could be harmed by such activities. The owner may disclose user information when we believe in good faith that the law requires it.

The owner reserves the right to perform statistical analyses of user behavior and characteristics in order to measure interest in and use of the various areas of the site and to inform advertisers of such information as well as the number of users that have been exposed to or clicked on their advertising banners. The owner will only provide aggregated data from these analyses to third parties.

Visitors should be aware that the owner may sometimes permit third parties to advertise on this site. The owner is are not responsible for any actions or policies of such third parties and users should check the applicable privacy policy of such party when providing personally identifiable information.

Visitors should be aware that when they voluntarily disclose personally identifiable information in content submissions, that information can be collected and correlated and used by third parties and may result in unsolicited messages from other posters or third parties. Such activities are beyond the control of this site's owner.

When you view this website, we may store some information on your computer. Cookies and/or Web Beacons are used to maintain your personal settings for this site as well as to facilitate statistical tracking and the display of advertisements. With most Internet browsers, you can erase cookies from your hard drive, block all cookies or be warned before a cookie is stored. Please note that deleting and/or blocking cookies may interfere with the normal operation of this website and other websites.

Some advertisements on this site may be provided by Google Adsense. They require publishers of their ads to inform visitors that these ads may use the DART cookie which allows them to serve ads based on your personal profile from visits to other sites and from your searches on Google. You may choose to opt out from the DART cookie by requesting this option at their site: Google ad and content network privacy policy. Other advertisers or service providers have their own privacy policies and you should refer to their sites for this information since they may be different and they are responsible for their policies.

The site owner reserves the right to change this policy at any time. This statement and the policies outlined herein are not intended to and do not create any contractual or other legal rights in or on behalf of any party.

Registration, Username, Password

Registration may be required for the use of certain portions of this site. Registration may require you to submit a username and password for purposes of interacting with this site. Your username must not violate any section of this agreement. You must keep your password confidential, and shall not disseminate it to any other person. If you suspect the loss, theft, or any unauthorized use of your username and password, you must notify the owner immediately. Your registration shall not impose any duty on the owner to provide any particular service to you.

Disclaimer of Warranties and Damages

Use of this site and merchandise are at your exclusive risk, and any associated risks of injury rest exclusively with you. The site and merchandise are provided "as is." While the owner uses reasonable efforts to include accurate and up-to-date information on this site, the owner makes no warranties or representations as to its accuracy, reliability or content of any information or merchandise provided on this site, and explicitly disclaims any warranty that the site will meet your needs or requirements. No representations or warranties are made of any kind whatsoever to you or any other person relating in any way to the site. To the maximum extent permitted by law, the owner disclaims any and all representations and warranties, either express or implied. Specifically, without limitation, the owner disclaims:

(a) All warranties for merchantability or fitness for a particular purpose;

(b) All warranties against infringement of any third party intellectual property or other proprietary rights;

(c) Warranties relating to the delivery, delays, interruptions, errors, or omissions in the site, or any part thereof; and

(D) Warranties otherwise relating to performance, nonperformance, or other acts or omissions by owner or any third party.

Furthermore, owner does not authorize the downloading or exportation of any software or technical data from this site to any jurisdiction prohibited by the United States export laws. Any information on this site is subject to change without notice, and owner disclaims all responsibility for such changes.

Limitation of Liability

Under no circumstances, including without limitation, breach of contract, tort, negligence, strict liability, or any other basis, will the owner, or any party involved in creating, producing or delivering this site, or any web site linked to or from this site, be liable in any manner whatsoever for any direct, incidental, consequential, indirect, special or punitive damages (including lost profits, loss of business or data, business interruption, trading losses, and damages that result from inaccuracy of the information or inconvenience, delay, or loss of the use of this site) arising out of or in any way related to this site, your access, use or inability to use this site or any web site linked to or from this site, any content contained therein, transactions for merchandise, for any breach in transaction security arising out of or relating to any attempt to purchase merchandise or use this site, or in connection with any failure of performance, errors, omissions, interruption, defects, untimeliness, delay in operation or transmission, computer virus or line or system failure, even if the owner or any third party has been advised of the possibility of such damages. The owner reserves the right to alter the content of this site in any way, at any time, for any reason, without prior notification, and will not be liable in any way for the possible consequences of such changes, despite whether owner is put on notice of such consequences.

Indemnification

At the request of the owner, you hereby agree to defend, indemnify and hold the owner from and against all claims, liabilities, expenses, and damages (including reasonable attorneys' fees and expenses) made by any third party due to or arising out of your use or misuse of this site, transactions for merchandise, content that you submit, post to or transmit through this site, or any other violation of this agreement or your violation of any rights of another.

No Waiver

The owner's failure, at any time, to demand strict performance or to enforce any provisions of this agreement or to respond to a breach by you or other parties shall not mean it has waived their rights to subsequently enforce any terms or conditions of this agreement, to act with respect to similar breaches, or to demand strict and complete performance of the covenants and conditions contained in this agreement.

No Professional Advice

Any information supplied by the owner is intended solely as general guidance and does not constitute legal, tax, accounting or other professional advice. Individual situations and state laws vary and users are encouraged to obtain appropriate advice from qualified professionals in the applicable jurisdictions. If you decide to take a course of action on the basis of information provided by the owner, you do so at your own risk, and the owner shall not be liable for any damages related thereto.

Termination

The owner reserves the right, in their sole discretion, to terminate this agreement and your access to all or part of this site, with or without notice and with or without cause. Termination of your access to this site means the revocation of the limited and temporary license and permission to use software and other resources of this site under this agreement. The provisions of this agreement shall survive the termination of your access to this site and of this agreement.

Miscellaneous

These website terms and conditions constitute the entire agreement between you and the owner and govern your use of this site, and supersede all prior and contemporaneous agreements, arrangements and understandings, written or oral, relating to the subject matter herein. You agree that no joint venture, partnership, employment, or agency relationship exists between you and the owner. If any provision of this agreement is held by a court of competent jurisdiction to be unlawful, void, invalid or unenforceable, the remaining provisions shall be construed in a manner consistent with applicable law to reflect, as nearly as possible, the original intention of the parties, and the remaining provisions shall remain in full force and effect. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.